Deadline to claim your first stimulus check in 2020 is expired. Here’s your last chance to get it


Missed the deadline to claim your stimulus money in 2020? You still have an option left.

Sarah Tew/CNET

The IRS deadline to register a claim for a missing stimulus payment this year has now expired, but you can still file a request to get your missing check — you just have to wait until 2021 to receive up to $1,200 per qualified adult for the first payment the IRS sent in April.

We’ll show you how to figure out if you’re part of a group that could still be eligible for a full or catch-up payment. This is separate from a potential second stimulus check, which Congress is still weighing as part of another economic stimulus package amid increased pressure to ramp up negotiations and pass a new bill. (If a second check is approved, you might get it faster if you do these things now.)

We outline who may qualify for more money in the first round and who might not be eligible for a second payment, if one happens — read on for more information. This story was updated recently.

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Next stimulus checks: What to expect


How to file for your missing stimulus money in 2021

If you belong to one of the groups below, or tried estimating your total stimulus payment and think the IRS didn’t send your check in full, you have one more chance to claim your stimulus check money, which the IRS is calling the Recovery Rebate Credit. You’ll be able to file in tax season 2021; if the typical schedule holds, your federal tax return will be due April 15, though in 2020, the IRS extended the deadline to July 15 as a result of the COVID-19 pandemic.

While the IRS doesn’t have specific instructions yet for every personal situation (more on these below), the agency does say that people who files taxes can use 2020 Form 1040 or 1040SR to claim a catch-up payment. If you received a partial payment, you’ll need the IRS’ calculated amount from the letter called Notice 1444 Your Economic Impact Payment when you file in 2021.

If you don’t normally file a tax return, do this

In September, the IRS started sending letters to 9 million Americans who may have qualified for a payment but perhaps didn’t know they needed to register to claim it. This group — which the IRS categorizes as “nonfilers” — includes people who didn’t file a tax return in 2018 or 2019, such as older adults, retirees, SSDI recipients and individuals with incomes less than $12,200. Those in this group needed to file a claim using the Non-Filers tool by Nov. 21. The IRS said if you missed the deadline you can claim the payment, which, again, it calls a Recovery Rebate Credit, in 2021 when you file a 2020 federal income tax return:  

When you file a 2020 Form 1040 or 1040SR you may be eligible for the Recovery Rebate

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$1,200 Stimulus Check Text Messages Are A Scam

Many individuals have recently reported receiving texts with fraudulent messages telling them that they need to click on a link in order to accept their stimulus check payment. If you receive one of these, please don’t on the link, the text is a scam trying to cheat you out of money.

Since March, when the coronavirus pandemic started ravaging the U.S., the Federal Trade Commission has received more than 5,000 complaints from individuals who received fraudulent text messages, according to News10NBC. These unsolicited messages have defrauded Americans out of more than $2 million. This is only a sliver of overall coronavirus related scams. As reported by Forbes earlier this year, the Better Business reported that fraudsters were calling individuals about special coronavirus grants that required them to verify their identity first. Other variations included claims of getting your stimulus check faster if you share personal and financial details and pay a small “processing fee.”

MORE FROM FORBESBeware Of Stimulus Check Scams And Related Hoaxes

Dana Starr of Monroe County, New York showed News10NBC the text message she received last week trying to lure her to click on a phony link. “You have a three pending direct deposit of $1,200 from COVID-19 TREAS FUND,” the message read. “Further action is required to accept this payment into your account. Continue here to accept this payment,” it ended with a suspicious link to a European website.

Others reported receiving text messages about a second government stimulus check, which does not exist at this point. WATE6 reported on Lynn Courtney and Al Knox who recently received text messages telling them to call a number for assistance about their stimulus check. When Knox called, he was threatened over the phone. “They told me that if I did not give them my Social Security number a warrant would be issued for my arrest,” he told 6WATE. For the record, no one from the actual government will threaten to arrest you.

As many as 12 million Americans haven’t received their stimulus check yet and many be frustrated by the delay and desperately seeking information; however, it is important not to be lulled into thinking that these fraudulent text messages will provide real answers.

How To Avoid Stimulus Check Scams

Here are a few important tips to remember to keep you from falling victim to stimulus check fraudsters:

  1. Don’t Click On Links: Do not click on any links in text messages or e-mails about stimulus checks. Remember that “the IRS won’t contact you by phone, email, text message, or social media with information about your stimulus payment,” according to the Federal Trade Commission. It will also not ask you for your Social Security number, bank account, or government benefits debit card account number.
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Check out the beetle that can survive being run over by a car

Check out the beetle that can survive being run over by a car
Check out the beetle that can survive being run over by a car

The diabolical ironclad beetle is an insect that lives up to its name. With one of the strongest and most crush-resistant exoskeletons in the known animal kingdom, it can survive being run over by a car.

In a new paper in Nature, researchers at the University of California, Irvine (UCI), in partnership with other institutions, set out to better understand the beetle’s strong exoskeleton in hopes that the findings could be used to improve existing technologies.

The ironclad beetle’s strength gives it an advantage in the wild because its thick shell helps to fend off the birds, reptiles, and rodents that try to make a meal out of it. When that doesn’t work, it has another trick: It is convincingly good at playing dead.

diabolical ironclad beetle - uci
diabolical ironclad beetle – uci

Native to desert habitats in Southern California, the diabolical ironclad beetle has an exoskeleton that’s one of the toughest, most crush-resistant structures known to exist in the animal kingdom. UCI researchers led a project to study the components and architectures responsible for making the creature so indestructible. Caption courtesy: UCI. Photo credit: David Kisailus / UCI

In a statement, principle investigator David Kisailus said it is “built … like a little tank” because it’s neither lightweight nor is it fast.

“That’s its adaptation: It can’t fly away, so it just stays put and lets its specially designed armor take the abuse until the predator gives up.”

Jesus Rivera, a graduate student in Kisailus’ lab, began studying the beetles in 2015. Compression tests conducted by Rivera in the lab determined it can withstand a force about 39,000 times its body weight.

For a 200-lb person to equal this, they would have to tolerate a weight of 7.8 million pounds.

An analysis of the chemical composition of the beetle’s exoskeleton revealed it contains a much higher concentration of protein than lighter beetles. Researchers also found the beetle’s elytra — forewing blades that open and close to guard against bacteria and other sources of harm — perform differently under compression than the elytra of other beetles.

Under a microscope, Rivera and Kisailus found the joining structures of the elytra look “very much like interlocking pieces of a jigsaw puzzle,” the authors say in a statement.

“When you break a puzzle piece, you expect it to separate at the neck, the thinnest part,” Kisailus continues.

“But we don’t see that sort of catastrophic split with this species of beetle. Instead, it delaminates, providing for a more graceful failure of the structure.”

The outside surfaces of the blades also possess rodlike-elements called microtrichia, which may create friction and provide resistance to slips.

Rivera and Kisalius believe the findings could greatly benefit humanity, particularly in aeronautical engineering, where the data could one day be used to create stronger airplanes.

“This study really bridges the fields of biology, physics, mechanics, and materials science toward engineering applications, which you don’t typically see in research,”

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Still No Stimulus Check? IRS Designates November 10 As “National EIP Registration Day”

The Internal Revenue Service (IRS) has designated November 10 as “National EIP Registration Day.” The event is intended to serve as a final push for those who doesn’t normally file a tax return to register to receive an Economic Impact Payment (EIP, or more commonly, stimulus check).

“National EIP Registration Day” will feature support from IRS partner groups inside and outside of the tax community, including those that work with low-income and underserved communities. Many of those groups have been working with the IRS, helping translate and making available stimulus check information and resources in 35 languages.

The IRS also plans a special push on social media to support the final registration drive in multiple languages. You can follow the IRS on Twitter @IRSNews, like them on Facebook @IRS, and follow them on Instagram @IRSNews.

The point of the added publicity is to call attention to the new November 21 deadline. Last month, the IRS extended the deadline to register for your stimulus check to November 21, 2020. This new date gives you an additional five weeks past the previous October 15, 2020, deadline.

Stimulus Check Letters Are In The Mail

The IRS has already sent nearly 9 million letters to people who may be eligible for the $1,200 checks but don’t normally file a tax return. Those folks have been identified as potential check recipients based on an internal analysis of forms, like Forms W-2, 1099s, and other third-party statements sent to the IRS each year, but have not been matched with tax returns. This is generally Americans who have an annual income of $24,400 or less for married couples and $12,200 or less for single folks.

The letter, officially known as IRS Notice 1444-A, advises non-filers that they should register at by the deadline to receive a check by the end of the year. If you miss the date, you will have to wait until next year and claim the credit on your 2020 federal income tax return (the one that you’ll file in 2021) to receive a check.

The letters, along with the special November 10 event, both urge people to use the Non-Filers: Enter Info Here on

“Our partner groups have been a critical part of the unprecedented IRS outreach and education campaign this year to contact as many people as possible about these payments,” said IRS Commissioner Chuck Rettig. “As a result, millions of Americans have successfully used the Non-filers portal and received their Economic Impact Payment. Registration is quick and easy, and we urge everyone to share this information to reach as many people before time runs out on November 21.”

How To Register To Get A Stimulus Check

To register for your payment, simply click over to the IRS website and use the Non-Filers: Enter Payment Info Here tool. There is no cost to register. You can speed up your check’s arrival by choosing to receive it by direct deposit; if you don’t opt for direct deposit, you’ll get

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AP FACT CHECK: Trump’s skewed indictment of wind power

WASHINGTON (AP) – President Donald Trump’s dismissal of wind power as a glitchy, pricey, bird-slaughtering way to make electricity is out of step with the times.

He slammed the technology in his debate with Democrat Joe Biden on Thursday night, falsely contending wind power is dirtier and far pricier than natural gas. Here’s a look at what he said:

TRUMP to Biden: “I know more about wind than you do. It’s extremely expensive.”

THE FACTS: No it isn’t. His point is outdated.

Wind-energy costs hit all-time lows as of 2019, averaging less than 2 cents per kilowatt-hour for newly built projects, making it increasingly competitive with other generation sources, according to a report by the Energy Department’s Lawrence Berkeley National Lab. “Land-based utility-scale wind is one of the lowest-priced energy sources available today,” the department says.

Wind and solar have become much cheaper as their industries grow and technology improves.

It’s why solar and wind are expanding, along with cheap natural gas, while coal plants and nuclear plants are closing. This, despite regulatory rollbacks by the Trump administration to benefit the oil, gas and coal industries and undo Obama-era efforts against climate change and air pollution.


TRUMP: “It’s very intermittent. It’s got a lot of problems.”

THE FACTS: He’s e xaggerating the downsides.

Trump’s opinion about wind power being unreliable isn’t shared by many big energy users. By next year, renewables such as wind and solar will be providing more of Americans’ electricity than nuclear- and coal-fired power plants do, says the government’s Energy Information Administration.

And it says that by 2045, renewables will surpass even natural gas in powering U.S. electricity plants.


TRUMP: “The fumes coming up to make these massive windmills is more than anything that we’re talking about with natural gas.”

THE FACTS: That’s false. (Also, they’re called wind turbines. Windmills mill grain.)

Wind turbines produce pollution when they are manufactured and little to none when in operation, federal scientists say. Even taking manufacturing emissions into account, wind power is far cleaner than natural gas.

Scientists in the Energy Department’s Natural Renewable Energy Laboratory calculate that wind turbines produce an average of 0.4 ounces of carbon dioxide per kilowatt hour generated, over their lifetime. That includes emissions from manufacturing. Natural gas produces 58 times more carbon dioxide – at least 22.6 ounces per kilowatt-hour.


TRUMP: Wind power “kills all the birds.”

THE FACTS: That’s obviously not true. But turbines do kill many.

Studies find that wind turbines kill an average of 230,000 birds a year in North America, says the U.S. Fish and Wildlife Service. The number will grow as more turbines are deployed.

Glass windows in buildings kill an estimated 599 million per year and vehicles, about 214 million a year, the agency says. Altogether, the agency estimates that wind turbines are responsible for 1 in 14,000 bird deaths. So turbines are an additional threat to birds, if a comparatively small one.


EDITOR’S NOTE – A look at the veracity of claims

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