The Importance of Studying Zoology

Zoology is the aspect of science that deals with the study of the animals’ evolution, habitat and behavior. Many students wonder why they need to study zoology. It is a branch of science that does not have anything to do with people so they are left wondering why they have to learn it.

1. The first answer to the question, why is zoology important to us is for humans to have an appreciation for nature. Our nature is not just composed of the humans but of plants and animals as well. Everything in our environment is connected in a complex cycle. If you have a better understanding of how animals would behave and interact with us then you would appreciate nature better. You would feel nature should not be taken for granted.

2. The second answer to the question, why is zoology important to us is for people to have a better understanding of the animals. Some animals are usually misunderstood by people like sharks and snakes. These creatures are thought of as human killers, and this is mainly because we don’t understand why they behave that way. In this branch of science you would be able to learn their natural behavior as well as their habitats so you would completely understand why they would behave in a defensive manner when they seem threatened. Studying zoology would help people achieve clarity over the common myths we have on different wild animals

3. The third answer to the question, why is zoology important to us is to understand the urgency of preserving the animals. Studying this subject would help people know the real facts about animals. One of the negative facts is the dwindling numbers of some species of animals. It makes people realize that there is a need for nature to be always balanced. We need animals to maintain the balance in our environment and for humans to survive as well. This branch of science would help us learn the needs that animals lack and we can respond by thinking of solutions we can give to the endangered species of animals.

4. The fourth answer to the question, why is zoology important to us is for people to learn the importance of the role of humans as caretakers of animals. Modern progress is needed for a country to grow in terms of its economy however it should not force us to compromise our rainforests and oceans. It reminds us that modernization should not just be equated with tall buildings and skyscrapers. People should realize that our modern lives should include the lives of the animals that live with us. They should not be contained in zoos but in their natural habitats as well. We will learn that every living creature on earth has the right to own a habitat and as their caretaker, we need to fight for them to have permanent habitats.…

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Reasons Why Data Science Is the Basis of Modern Banking

Why Banks Need Data Science?

The financial crisis of 2008 was the result of speculating future without applying any analytics and staking too much on assets which were bound to deplete in value. This is the reason why banks became one of the earliest adopters of Data Science techniques for processing and security so as to prevent such situation from occurring again in future. Banks collect data from both internal sources ie credit card info, accounts, clients' history etc, and also from external sources ie as internet banking data, social media, mobile wallets etc. Managing all this data is challenging yet cruel in the areas of customer service, fraud detection, understanding customers' sentiment etc.

Applications of Data Science in Banking

• Managing Customer Data: Banks collect a large amount of data from multiple sources and with machine learning algorithms to this data, they can learn a lot about their customers. They can understand their customers' behaviors, social interactions, spending patterns etc. and apply the results in order to improve their decision-making.

• Customer Segmentation: Customer segmentation is important for using marketing resources efficiently and improving customer service. Machine learning has so many classifying algorithms such as clustering, decision-trees, regression which can help banks categorize their customer based on customers' life-time-value, behaviors, shopping patterns etc.

• Personalized Marketing: Data analytics help banks utilize customers' historical data and predict a particular customer's response to new plans and offers. This way, banks can create multiple and efficient market campaigns and target the right customers at the right time.

• Lifetime Value Prediction: Data Science techniques provide better insight into clients' acquisition and attrition, usage of banking products, and other investments etc, and help banks assess the lifetime value of a customer. This way banks can identify their profitable customers and strive to create a better relationship with them.

• Risk Modeling: Investments are all about minimizing risks, and this can be achieved by assessing more information through Data Science tools. Banks are now leveraging on new technology for better prediction of market trends and decision-making.

• Fraud Detection: Banks are obligated to safeguard themselves and their customers against fraudulent activities. Utilizing machine learning algorithms can help to and prevent frauds related to credit cards, insurances etc. With predictive and real-time analysis, banks can predict the anomalies in spending or withdrawals that can lead to fraud and can take actions in advance.

Banks Need Data Science

There's no denying that applications of Data Science, Machine Learning and Artificial Intelligence is increasing at a rapid speed in the financial world. With more and more people getting financially educated and taking interests in banking systems, the amount of data is exploding at an exponential rate, and banks need Data Scientists in large numbers to help them with the job.

How Can You Become a Financial Data Scientist?

Data Science is a challenging yet exciting field of study. Thorough knowledge of mathematics, computer science and business is imperative in order to find the job of a Data …

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Knowing About Online Science Degree

Online College Education has never been more important as it is today, now you can have an online science degree. Education is the most important key in order to succeed in life, but it can be costly. However, with technological advancement it paves the way of changing the educational landscape forever. Now, you can have a college education through online colleges and get an online science degree. Finishing a higher education opens new possibilities and new destinations. It aids us to reach new heights in terms of career advancement. There are different online courses available but one of the most popular are science degrees. Science, as they say, is the future of the future, it knows no limit especially when accompanied with imagination. It changes the world and the technology needed to make the world as accessible as possible.

There are different science degrees being offered by online colleges, you can it as a bachelor's degree, master's degree, doctor degree and associate degree. Here are the lists of science courses:

Biotechnology – This is an online course that is important on scientific research. It is responsible for developing new medicines, and various solutions to world crises. The online course focuses on the concept of vital science like biological computing.

Chemistry – This aspect studies the molecules and the environmental effects on it. This is a specialized learning that is very much in demand worldwide.

Environmental Science – This course focuses on the environment and it's surroundings. How certain factors affect the globe and the world, this usually leads to a career in public health sector.

Physics – The course offers the knowledge on the universe, the solar system and the planets. This can be sub-categorized as geophysics, astrophysics, and chemical physics.

Psychology – The course offers a specialized learning in the person's psyche, and attitudes. It accompanies behavioral aspects of the persons that lead them to do certain actions.

General Science and Technology – This is a course for information technology, it aims to study computer based knowledge.

Biology – The course aims to study the science of life in Earth, how organizations interact with one another. It is a broad science that can be categorized on cell biology, anatomy, and animal physiology.

With a wide array of choices for science degrees, it is able to accommodate those who love science. It is a gateway to knowledge and a pathway to a successful career. There is a wide range of jobs and careers that await science degree graduates. It is important for employers that the future employees have at least a bachelor degree before hiring them. Even though there is a wide range of job offers for this graduates. The competition is very tough, it is a must to do very well in this field because science is a vital component in every society. It breaks barrier when it comes to acquired knowledge. For those who wish to take an online science degree, it is important to work hard and …

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5 Reasons to Major in Linguistics

Linguistics is the study of human language and how people use language to communicate. Colleges and universities offer different kinds of courses in this discipline include the sentence structure, the history of language, phonetics, syntax, meaning (also called semantics), historical linguistics how people learn words and other elements of language. The field is extremely about understanding how language works and evolves rather than learning a specific language like Spanish or French. The discipline is also concerned with explaining how languages ​​differ from each other.

  1. Understand Other Languages ​​Better
    Students who study this discipline understand the fundamental structures of language, sentences, and syntax. This knowledge lets you take apart languages ​​and put them back together again. A deaf understanding of language also lets you think through foreign languages ​​better. You might even learn new words and phrases faster for your next trip abroad.
  2. Learn How Dialects and Accents Develop
    Explaining the development of accents, differences in pronunciations and speech patterns is one of the central, fascinating problems of this field. If you've ever confused by a British, Irish or Australian way of speaking English, linguistic studies can help you to understand that difference. Some linguistic majors even carry out experiments in their senior year under the supervision of their professors.
  3. Learn How To Communicate Better
    Whether you are interested in a creative career or the business world, it is vital to communicate your ideas and contributions in a clear fashion. This discipline and related courses such as composition make students more disciplined in their writing. To improve your oral communication skills, consider joining an organization like Toastmaster's or your college's debating society.
  4. Teach Computers To Understand People Better
    Computers are asked to understand and respond to people more and more every day. Unfortunately, most computers are very weak at understanding what people say and write. Language experts contribute their expertise to software projects and other systems so that systems can better respond to what people say, Linguistic expertise can also make computers and websites more responsive and efficient.
  5. Variety of Career Opportunities
    Experts in language are in demand in numerous industries including research, teaching, computing and speech therapy. The transition to a knowledge economy fundamentally increases the value and importance of communication skills in the workplace and those who can work with words. The scientific method taught in these programs also equips students to make systematic observations and report on their findings. This kind of analytical rigor has application in finance, scientific research, business analysis and graduate level research. Beyond the technology industry, education offers the greatest variety of job opportunities. Students who earn doctor degrees can find work as college and university professors. Others can use their skills to work in English as a Second Language (ESL) instructors where knowledge of language acquisition will be particularly valuable. You can also teach people to use language more effectively whether they be actors interested in learning a new accident or injured people seeking to recover their speaking abilities.

Should You Double Major?

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5 Practical Steps To Improve Your ACT Science Score

There are two particular skills that you need to cultivate so that you can improve your ACT science score. Mainly, they are your 1) Reasoning skills, and 2) Analytical skills. You should be proficient when it comes to identifying data that are presented in graphs, tables and maps and in interpreting questions logically. If you are keen enough, you will find that most of the problems in the ACT Science test actually provide more information than what is necessary so that you can respond to the test items properly.

Contrary to what many students believe, your knowledge of Science branches such as Chemistry, Biology, Earth Science and Physics will not be tested directly in the Science section of the ACT. Not that you have to be well-versed with every Scientific concept that has been tackled in your high school classes as well. What you have to prioritize in order to improve your Science score are your abilities to reason accurately and solve certain problems using Scientific methods.

Your skills in Scientific reading comprehension will be challenged in the test. You need to be meticulous in analyzing and drawing conclusions from graphs, charts, tables and experimental processes. But you don’t have to fret because the passages in the Science test contain all the information that you need. Here are some tips to help you boost your score in the ACT Science test:

Helpful Tips To Boost Your ACT Science Score

  • Familiarize yourself with the types of questions and passages found in the test. There are 3 types of passages that are featured in the ACT Science test: 1) Conflicting Viewpoints (7 questions); 2) Research Summaries (6 questions), and 3) Data Representation (5 questions). These passages may be presented in a different order, but usually, test -takers are bound to encounter 3 five question sections, along with 3 six question sections and a single section that is comprised of 7 questions in the test.
  • Keep your calm when taking the test. Don’t worry so much if you haven’t brushed up on each and every Science concept taught in your school. You actually don’t need to memorize them in the ACT Science test. Remember to primarily hone your abilities in interpreting and analyzing Scientific problems, and you’ll do fine.
  • Learn proper time management. Note that you have to deal with 7 passages and 40 questions in the Science section in 35 minutes. Time element is thus your biggest hurdle. It also means that you have to be quick in answering the questions if you want to finish the section on time. Be systematic and refrain from lingering on a certain passage. Be quick in your reading by extracting the main points and analyzing figures. Take note of the difficult questions and leave them for the time being as you answer the easier ones. Get back to these tricky items when you have remaining time.
  • Cultivate your test-taking skills by taking practice tests. A reliable way of improving your ACT Science test score is
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Does Science Support the Afterlife?

We live in a false reality

In an earlier article I reflected that the fundamental component of our world is energy. With our seeming inability to directly perceive reality, how can we really pretend to know what we are, let alone know what will happen to us after death? It seems illogical to jump to the conclusion that nothing survives death, since reality itself is so elusive.

Is death a myth? Of those who believe in an afterlife, about half believe in reincarnation, while the believer believer in a shift to another place such as heaven. Both are included in the Tibetan Book of the Dead, which teachings that a given soul or spirit can achieve different states after death, and only one involves reincarnation. In a similar manner, Hinduism teachings of two possible paths to take after death: one to the gods and one to the earth.

Christianity and Judaism subscribed to a form of reincarnation until about the fourth century after Christ. Therefore, one can not make black-and-white generalizations, such as that Christians do not believe in reincarnation or Buddhists do not believe in heaven. It depends on the particular teachings. So what is the evidence for an afterlife?

The dead coming back

In the second half of the 20th century, the term "near-death experiences" (NDEs) was coined to describe the phenomenon of people who were declared clinically dead yet recovered.

Some scientific publications on NDEs have been "retrospective," meaning researchers planned or began the study after the NDE events. Although these studies provide scientific credence to this phenomenon, it may be argued that the interview subjects were selected in a bias fashion since the NDEs had already occurred.

In 2001, a "prospective" study of NDEs was published by a cardiologist, in a prestigious medical journal. A prospective study plans the clinical trial before the events happened. This prospective study was designed to systematically investigate consecutive patients (theby no selection), who survived cardiac arrest and who were verifiable as clinically dead. Clinical death meant the heart had stopped beating, a period of unconsciousness due to inadequate blood circulation, and no breathing detected.

This study documented NDEs of hundreds of patients in numerous hospitals. Critics explain NDEs as merely brain actions just before "death" or just after being revived. However, a case of a woman who, upon revival, remembers events during a prolonged NDE looks inconsistent with the skeptics explanation. Other examples also challenge the skeptics assertions.

The dead spreading the news

In addition to NDE accounts, there are hundreds of cases of the dead communicating with a living person. Are the reported cases of NDEs and communication from the dead sufficient evidence for the existence of an afterlife? No. The late Carl Sagan summed it up with his philosophy that extraordinary claims require extra data. It should be emphasized that science only has suppositions so "proof" of an afterlife is too high a burden to demand.

Suppose that prospect NDE clinical trials offer more evidence of NDEs occurring …

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Science Experiments and Stem Activities for Kids

Science is an integral part of STEM learning that stands for Science, Technology, Engineering and Mathematic. STEM learning aims to promote a better understanding of these four disciplines in a more 'Whole'-istic way. In fact, a simple task like using a wagon to move something from one place to another involves number of principles of science, mathematics, engineering and technology. The children can be benefited by STEM learning especially if it is organized in form of science camps etc.

STEM learning aims to make science fun, enlightening and easy for kids. There are numerous hands on activities that can be done in the science camp that would follow the basic principles of STEM to make the learning impactful and long lasting. Researchers have proven that practicality helps learn faster. Going by that, STEM activities done in a science camp would have easily remembered and the principle behind those activities would have been understood without difficulty.

As STEM activities are project based activities, it becomes easy for children to comprehend the principles of science, technology, engineering and mathematics in an easy going manner, especially if it is done under the guidance of teachers or facilitators of a science camp. There are many activities that can be done to create a base for understanding key concepts that would be required later on in life as well. Such as:

Heavy And Light
In a science camp, kids would be able to learn a basic concept of heavy and light through STEM activities. As STEM requires everyday item, using glass, water and couple of oranges the concept of floating could be explained. Why heavy things go down the bottom of the glass and why light things float can also be explained.

Natural Phenomenon
Kids are curious and everything fascinates them. There are a number of natural phenomenon that can be practically explained to them through STEM activities in a science camp.

Rain can also be demonstrated through some shaving foam, water and color. This activity would fascinate children and would also be a great learning experience for them. they can in fact learn the concept of how rain is formed, how clouds are formed and so much more, which is very fascinating.

Building From Scratch
As STEM activities require the kids to use concepts of all four disciplines, such activities in a science camp would be of extreme importance. Child would do measurements, procure things of which a particular thing can be constructed, and brain storm to decide about the size etc. all this would require considering amount of knowledge of STEM concepts. Activities such as building a bridge from sticks or Lego blocks or straws or designing a race track would come under this.

Science Of Water
Water is kids' favorite. Period. There are a number of activities designed around water, to make them understand various concepts of science.

Eg States of Water through science experiments kids' would understand all three forms of water ie gas, liquid and solid. How much temperature is …

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Where to Get the Best Free Education Online

Going out to college is cool but it can also make you flat busted. Rent, books, meal – the college expenses list can go endless.

But if you're not that degree freak, check out some of the best MOOCs (Massively Open Online Course) found for free. Keep in mind that they offer free courses online in the form of video podcasts, audio lectures, and written transcripts, but NOT college credits or degrees.

The Harvard Extension School's Open Learning Initiative made available the eight free Harvard courses on video format. You do not need to register just to watch the lecture videos. Sets, Counting and Probability, Abstract Algebra, Intensive Introduction to Computer Science are some of noncredit courses which are open to the public for free and are taught by eminent Harvard faculty. Browse their more than 600 evening and online courses, many offered for credit and at a reasonable tuition rate, if you are interested in exploring what else Harvard Extension School has to offer.

MIT OpenCourseWare (OCW) web-based free open publication of MIT course content and materials that mirror nearly all undergraduate and graduate courses taught at MIT. Because OCW is not a credit-bearing or degree-granting initiative, there is no registration or enrollment process. You may work through the materials at your own pace, and in whatever way you want.

Supported by a grant from William and Flora Hewlett Foundation (yeah, the ones behind HP computers), Open Yale Courses (OYC) offer their relevant lectures and other instructional materials from some of their college Yale courses free through internet. OYC covers the wide range of liberal arts disciplines, such as social sciences, humanities, and biological and physical sciences.

Each course has a set of class lectures produced in top-quality video along with other course materials like syllabi, problem sets, and suggested readings. The lectures are available in downloadable videos, audio-only version, and written transcripts. Prominent Yale scientists and scholars who teach excellent courses at the undergraduate introductory level take part in Open Yale Courses.

Taught by regular Stanford faculty, Stanford Free Online Courses are particularly interactive and envisioned to continue Stanford's leadership in providing excellent education to its students and to the world. Like other MOOC, you do not get credit for your work, but with Stanford, you will receive a statement of accomplishment if you successfully completed a course. The classes are offered on many different delivery platforms like Coursera, Class2Go, and Venture Lab.

Free online courses solve a number of other needs which can not be handled by regular schools and are not intended to replace formal degrees at a reputable degree-granting school. …

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The World of Insects – Hands-On Science Activities and Resources

I hated science as a kid when it was about a boring test book and a list of terms that I needed to memorize for a test. "In 1736, so-and-so discovered such-and-such and called it a thingamajig …" Science was not about exploring; it was about passing the test.

And now twenty years later, I love science. Hands-on learning really makes a difference. Who wants to read about insects when you can chase them, catch them, and keep them as pets? And when you watch a snail squirm in your hand, learning the fascination facts about it looks so much more pertinent to life. Did you know that snails and slugs are called gastropods, meaning "stomach foot?" At rest, slugs look like nothing more than a ball of snot, but when they move, they suddenly form distinct heads with antennae that can change size, stomachs, and tails.

Pet Bugs
This summer, bugs have been our science focus, and so we have attempted to set up some bug houses, butterfly houses, and capture some bugs to be pets. We checked out some good books and found a few tools like a butterfly net and a plastic terrarium. Then we went exploring in our own back yard.

We found a caterpillar and identified it as a Black Swallowtail, and we put it in our terrarium with some fresh leaves and wooden branches. Within two days, it formed a chrysalis. I started taking pictures every few days, and we kept track of what happened every day.

That is, until we found a wooly bear caterpillar and added it to the bug house. We were very disappointed when the new caterpillar ate the chrysalis before the butterfly emerged. I guess the leaves were not fresh enough, and the little caterpillar got hungry. However, that is the cool thing about hands-on science. Even when an experiment goes awry, you still learn something.

My oldest carries slugs and snails, and the youngger two search under bricks for pill bugs. My middle child finds worms, and in her gentle four-year old voice, she tells me how cute her baby worm is. They are exploring, and they are learning. And when I wonder if I do enough with their schooling, I listen to them tell them grandmother interesting bug facts that most children do not know, listing all the different names of pill bugs, how many legs they have, and what they do to survive.

Insect Literature & Art
Studying insects has spilled over into other areas of our learning, including literature and art. We have done more butterfly, ladybug, and other bug projects than I can even remember, including puppets, cutouts, drawings, mosaics, and paintings. And we have read Eric Carle's story books, bringing to life the worlds of bugs while still teaching something interesting.

Insect Resources
Pet Bugs and More Pet Bugs by Sally Kneidel
These two books contain information on finding, keeping, and caring for specific kinds of bugs as well as information on the …

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Top Psychology Graduate Schools – University of California, Los Angeles

If you have ever been married to one day get into grad school (or more specifically, gain admission to the doctoral program in psychology) at UCLA in Los Angeles, California, then you've come to the right place! Currently ranked at number 3 by US News and World Reports for best overall graduate program in psychology, University of California at Los Angeles has applications pouring in from students all over the country. These students represent the academic elite, contending for a spot on the next class of graduate students in their particular area of ​​interest in psychology. Ph.D. programs are offered at UCLA in the following areas:

* Behavioral Neuroscience
* Clinical Psychology
* Cognitive Psychology
* Developmental Psychology
* Health Psychology
* Learning & Behavior
* Quantitative
* Social Psychology

Lastly for those interested in studying Education and Psychology, there is a related program for Psychological Studies in Education.

As is the case for all Ph.D. programs (and certainly for prestigious Research One Institutions of Higher Learning), UCLA boasts its reputation for preparing psychologists to work as researchers, college and university instructors, and professional research psychologists. After graduation, typical care around found in both academic and applied settings, research and government agencies, business and industry, and clinics and hospitals.

At UCLA you will also find several research institutes on campus. Graduate students are especially encouraged to get involved in research projects at the Brain Research Institute, the interdisciplinary Neuroscience and Cognitive programs, the Institute for Social Science Research, the Neuropsychiatric Institute, and the Fernald Child Study Center. For clinical psychology students, there is a Psychology Clinic on campus where you will spend hours in practicums learning how to treat patients under supervision.

How competitive is it to get into Ph.D. program in psychology at UCLA?
The UCLA Psychology Department website states that for the Fall admissions cycle of 2009, approximately 690 applications were received. Although exact numbers vary each year, only 30 students were admitted into the Ph.D. program. A quick look at the numbers might suggest that it is extremely difficult to get into UCLA. The matter of fact is that lots of applicants likely failed to do their research before applying. There are several keys to submissions to Ph.D. programs – and the first rule of thumb is to apply to programs with good faculty-student fit. This means that if you are only interested in becoming a psychotherapist, the research-oriented nature of the program is not a good fit. Secondly, if you're interested in studying the development of autism, but there is no faculty member who research interests mirror yours, you are better saving your application fee to apply to another university where you can find appropriate mentorship.

Do I have to take the GRE to get into UCLA?
The short answer is yes. GRE General Exam scores are a requirement for admission. You're in good luck though that there are no minimum GRE cutoff scores to be considered for admission. If you still feel like your GRE …

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