Funding Your Bachelor Degree Education

For the average working adult, going back to school can be one of the largest investments he will make in his life. But if you have some time before you pursue your studies, instead of applying for a bank loan, why not let time and capital work for you. Even if you plan to pursue a bachelor degree in the near future, say, in three years more, you can still save for it.

First of all, you need to have a target amount. Typically, the course fees represent a large portion of the cost. Other costs are examination fees and living expenses for those who come from other towns.

Some students may choose to study full time so that they can focus on their studies. In this case, if your employer does not give you paid time off to do your studies, your budget will increase significantly, as you now have to account for your entitlement living expenses. In addition to that, you'll still have to continue paying for things like insurance, car, mortgage, credit card as well as utility bills.

However, expenses can be higher if the course is done part time, as the person has less time to devote to his studies. As a result, he may have to prolong the program or even have to re-sit some papers, which means additional examination fees.

How much time you have to put aside the money depends on when you plan on taking up the program. When is the ideal time to start? To get more out of a bachelor degree, it would be good to have real world working experience of two to three years, on which to reflect upon when you're doing the units.

At least three years of working experience would be good but you should not wait too long as the motivation level will drop. Even if you pause your studies in three years, you do not have to pay the money in one lump sum. You can save through the study period as well which, gives you more time to accumulate funds.

Many education centers and colleges have worked out interest free schemes that you can use to your benefit. You can let your money work for you while you use the interest free payment option.

There is also an option for students to pay their fees in the monthly payments over the period of study and if the amount is paid in a lump sum, students are given a rebate. Another option is a scheme in collaboration with a bank, where students pay a few hundred dollars at the start of the program and nothing else for two years. Thereafter, they have the option to repay in installments upon completing their studies.

Finally, you need to work backwards; given the number of years, inflation rate and a projected rate of return to come up with how much you need to put aside regularly. However, inflation may not have a large impact if your study …

Read more

Education – What is It?

Tony Blair has banged on about education for all and made a huge statement with these words saying 'education, education, education'. It's very easily said and sometimes understood by some but does not vary from individual to individual and from society to society?

There are many issues involved defining the term education. In general, education is defined as going to school, then college or college and thereafter getting a job. Obviously, passing of exams reflects how clever an individual is. However, do exams reflect how intelligent a person is or have we as a society attached a label to it? It needs to be noted that some people are 'academically' bright. By this, I mean they are inspired by learning theory at schools and study hard for exams and then pass getting pretty high grades. On the other hand, it needs to be brought to attention that academically intelligent people may lack intelligence in other fields. Have you ever thought of that? For example, a person who gets high grades for exams may not have the social skills required for the 'real world'. So does not this mean that their studies were a waste of time? Do we have to study really hard and get good grades to get the title 'intelligent'? After all, if we look at historical figures, did they go to school? Did inventors start like this. These are the questions we need to ask ourselves.

For me, as a student at postgraduate level, I have met many people from around the world. From this experience I have learned that the way intelligence is measured in this contemporary society is something to be concerned about. From medical doctors to cleaning staff, I have met a range. From this, I can conclude that the way intelligence is measured in society is worried. People with degrees are working in areas which has no relevance to their subject area and people are constantly being employed for reasons other than their academic qualifications. Therefore, are academic institutions preparing us for the big bad world? An answer we can get from looking at what is happening around us. I personally think that 'intelligence' is measured in the wrong way. After all, academic qualifications are purely based on gaining a title which sticks with wherever we go but our minds are continuously picking up information, ideas, you name it..from people we meet and engage with. In addition, countries where there is no formal institution to teach does not mean that the people in that society are uneducated but perhaps more educated as they have to gain skills without any form of guidance from 'so-called' professional bodies which, let's face it, are not always the most brightest. …

Read more

A Guide For Your Profession and Career Path Finding

It's not easy to land through a very good job nowdays. Economic problems are not only experienced country-wide, but is now a world wide issue. So before going out there in the real world, you will need a guide to assist you on the things that you should do so you'll be able to find the right career path for you.

1. Do some research on career opportunities available on the Internet. Well, as everyone would say, the world wide web is the place to be. You may be able to find a lot of career opportunities online, and probably try listing them all down as well as the qualifications needed for the job, so you can focus on a career path that is appropriate for your skill.

2. Plan for the future that you want for your career. Many are afraid of planning, because they are not sure of what to plan for. What you need to understand is the basics. If you have left school and this is your first time to look for a job. You have to plan for finding a job that would help you gain experience first, and then you can build your career path from there.

3. Apply for positions that compliments your qualifications. To find the right job may somehow be the most challenging part here, however, it is not advisable to apply to those jobs that are not compatible with your interests. You have to put in mind that once you get hired for this job, you would either be doing the same old routine work for a short period of time or long-term. Neverheless, both of them would need an investment of your time and effort, so you better look for a job that you would have the best interest to.

4. Make sure before accepting the job you are an expert on the field. If you will applying for a position that specializes on a certain field, you have to make sure that you are not a novice to this. The reason why companies look for specialists is because they need someone who in already an expert for the job. You can not expect them to train you because they are expecting that you are already very trained and you already know what you are doing.

5. Be consistent with your goals. As for a beginner, you need to be consistent with your objectives in life. This would then be your guide to perform in the business world. Your ability to manage your time and your skills would be your tools to succeed in your career endeavor. You should be open to changes but you should be consistent with your main goal. If you keep this in mind then it would be easier for you to create your own path to success.

6. Ask relevant questions from a professional mentor. This time around you will not be asking your friends or old schoolmates on what was the teacher talking …

Read more

I Need Money For College

Going to college is certainly something that many of us have in mind whenever we get out of high school but that does not mean that there are not going to be some difficulties along the way. One of the main problems that you're going to have whenever it comes to college is going to be financing all of it. This is especially the case if you're going to go to a full-time university because the tuition expenses along with books and housing can really add up quickly. If you find yourself saying, I need money for college, there are a few different things that you can look into.

It used to be somewhat easy for an individual to work their way through college. Because of all of the pressures that are involved in taking college courses nowdays, however, it can be difficult for this to be done. Yes, you may be able to take your classes and do a little bit of part-time work in order to have some money in your pocket but it is doubtful that you are going to be able to earn enough to pay your tuition. That is why you should look into a loan for the tuition, one that you will be able to pay back after the classes are over.

Student loans are reliably standardized but there are still some reasons that you should look around. In the first place, interest rates are going to different to a certain extent on these student loans and you may be able to qualify more easily for one and than another. One of the reasons why this is the case is because you are not going to have enough credit history build up in order for you to qualify for the loan by yourself. If you have someone that is willing to cosign who has a decent credit history, however, you may be able to get the money for college that you need.

You may also be saying, I need money for college for a different reason. Perhaps you just want to earn a little bit of extra money in order to be able to pay for some extra things that you want to do but not necessarily to pay for your tuition. One of the easiest ways for you to do this is to do some freelancing work on the Internet. There are several different freelancing websites that will allow you to accept this work on a bidding basis. …

Read more

Job Opportunities After Studying at an American University

For international students, there are obviously a ton of questions that need to be answered prior to being admitted to an American university. But after you've chosen that university to attend, and then completed your course of study there, there is a more pressing question that needs to be answered: where will you work?

The university serves, mostly, as an education that prepares you for getting employed. Depending on your degree, you will be more qualified to work in some areas than others. However, the question is not so much what specific job you will hold, as it is if you will look for a job within the United States or, return home to work.

The obvious appeal to going back to your country of origin to work is that it is where you have been raised, and where your family and many of your friends are slightly relaxed. Returning to the country you come from will ensure that you're close to these people at all times, and any cultural adjustments you will have had to have made during your stay in America will become null and void. However, it is not always the best option. One important consideration – make sure you it is legal for you to work. Typically, on campus jobs are okay, but you will need special permission, which the office of International Services can help you with, to work off campus.

For those who choose to stay in America even after they have attained their degree, there are other considerations that need to be made, too. One of these is cultural integration – it's very likely that although you've adapted to American culture over the years that you have studied there, you still have not fully adapted. Consider the job market – many places in America have been very heavily affected by a recent economic downturn, so depending on which area of ​​the market you are planning on entering, it may be in your best interest to check the employment rates of the city or state you are going to and see how it compares to other states in America. …

Read more

Why Is Data Science Used by Top Companies?

Before we discuss about what data is, let's consider the term "DATA". Textbooks definitions say the most basic definition of what data is- a collection of raw facts stored in a repository and processed when required. But as a matter of fact, it is much more than that. The content we read in our newspaper every day in the mornings as we wake up, the rushed office meeting, noting down the important notes, sending an attachment via email, communicating with your friends online. From morning till night, everything that we are dealing with, this very article inclusive, is data. How Ironical! A four letter word handles our day-to-day needs. Until now we ran around and through the thoughts of the various vast applications of data. But, how do we know about it? Well, if it is playing such a major role in our lives, we would definitely like to know about it in much detail rather than the basic book definitions, is not it? Is there a science behind it? To know all of this, come along! Let's take an e-tour on this amazingly emerging topic, DATA SCIENCE.

Data Science is a combination of Data Mining, Artificial Intelligence, Machine Learning and Big data Analytics. It is used to solve business problems and the strategies of the future business is going to be quite different by the use of cloud computing, IoT, big data. It deals with the much-needed technologies that are trending in today's world and certainly in the future with a greater scope.


  • YouTube: the company that unlimitedly provides streaming-stored audio and video uses data science vastly at major rates. In fact, there's no YouTube without the concept of Data.
  • Google: The most famous and trending search engine of today, Google also uses data science to serve the entire world. It has blown the roofs of the internet. Google is used as a major tool for mailing, researching, business and much more.
  • Netflix: the recent trend, the craze that has emerged these days and that has kept us entertained all day also uses data science to store large volumes of customer account information, account details, thousands of videos and so on.

All of us dream of having a company of our own as such or work for companies like YouTube, Google, Netflix and many such companies, right?

Well, if you have such a dream, here, you are at the right place.

If you have the vision of expanding the features of the applications in order to maximize the space for storing much more data and have analytical skills and want to build your career in concepts of data, Data Science is what you will want. …

Read more

How College Professors Can Check For Plagiarism

College students are working harder than ever before and it’s just not academically – cheating is nearly everywhere on campus. More and more students have admitted that they’ve cheated at least once in their academic career. To combat the growing plagiarism problem, college professors are finding they need to get creative to check for plagiarism.

How Students Cheat

Gone are the days where students could only cheat by passing papers around between friends in student housing. The Internet has made sharing research papers easier than ever – even between students in different parts of the country who’ve never even met.

Students can now go online to any of a number of web sites dedicated to helping students share homework. These sites are free databases where it’s easy for students to find and download research papers on nearly every possible subject.

How Professors Used To Check For Plagiarism

Professors and their teaching assistants used to be limited to their own brains when they would check for plagiarism. They had to have read the paper before and remember it. If the student changed just a few words every few sentences, chances were that it wouldn’t be caught.

Since professors and teaching assistants typically read hundreds of papers every semester, it was nearly impossible to check for plagiarism and chances were good that the students would get away with a little plagiarism.

How A Plagiarism Detector Works

While the Internet has made cheating easier, it’s also created plagiarism checking software. Professors can hire a company to act as a plagiarism detector, easing their workload. Professors can upload any submitted work to an online server. The paper is then checked against the database of the plagiarism checking software.

A plagiarism detector needs to have a large database in order to be effective. The software should check against works published in magazines, journals and books, academic, legal and medical databases, as well as writings published online in blogs and message boards. After scanning the database, the plagiarism detector then sends a report to the professor.

A good plagiarism detector should be able to tell the difference between an intentional copy and an unintentional one. Some even have a setting to uncover if the student has taken an already used paper and changed a few words using a thesaurus. Some plagiarism checking software is even available for foreign language classes. Common languages like Spanish, German, French and Italian can be found.

Of course, the best software can’t check for plagiarism if it isn’t affordable for professors. It’s important to do a little research on the different services available and find one that’s affordable and effective.

Cheating is a growing problem, but it doesn’t have to be. Even the best professor can’t read everything ever published and that’s where a plagiarism detector becomes useful. The software allows colleges to check for plagiarism quickly, easily and inexpensively.…

Read more

Fatal System Errors in the US Education System

7 Reasons the US Education System Is Failing!

Recently, today actually, I saw a post of a video on Facebook that detailed simple questions posed to university students regarding BASIC social and historical facts, events and the people who govern our country. The results were astounding to say the least! Abject failure and an inability to name or identify ANY of the people, places and events. Let me repeat … NONE.

The formal education system in the US was designed to meet the demands of the industrial revolution by providing basic education to the masses. Pretty simple right? So why is it that we fail to recognize or refuse to acknowledge that the demands are different today? There has not been a calculable redefinition or evolution of the educational system since. This is scary as it will define the failure of our country step-by-step and bit-by-bit until we are reduced to a social collection of ignorance.

Let's examine the cause and solutions.

1. Closed for Business!

Schools find their existence tied to community standards and financial restraints based on the community support … or lack of. The result is that schools are closing at an alarming rate across the country. The decision to close a school rarely reflects the needs of a community or, more importantly, the needs of the students!

There seems to be less concern for the needs of the communities children's education than the economic demands of the location of the school or the resources available. Where is the federal government when this happens? Well, they are partly to blame. The government rhetoric details the need for affordable, quality education while they demand that school systems adhere to specific federal mandates that tie the school administration's hands to comply with political wants. So much for federal support.

2. Two-Gallons of milk in a one-gallon jug!

So, how many kids can you cram into a classroom and still teach effectively? That depends on whether you are looking to teach the children or be a daycare service. I know, pretty harsh but look at the function of schools today. They take your children and house them and feed them for about 6-7 hours a day. Mostly providing them with basic discipline and food that they rarely get at home! Oh yes, admin it. Teachers are required to discipline your children in a crowded atmosphere where safety is no longer guaranteed and education takes a back seat to providing basic needs that parents are unwilling to, uneducated to or unable to provide. Wait, what about education? Well, there is so little time for that that caring for them takes priority over teaching them.

Secondarily, because of the constitutions of federally-mandated guidelines, the children are taught in a cookie-cutter style standard of personality-limiting, creative-minimizing and individually-restrictive processes to get them to their adulthood. Basic education with basic performance that aligns children to basic standards that align with everyone else's basic needs. Sad because it is done in crowded classrooms where teachers …

Read more

Ohio Schools Award $4 Million to School Districts for Teacher Training in Mathematics and Science

In June 2006, the Ohio schools awarded more than $4 million in competitive grants to school districts across the state. The grants are funded by the U.S. Department of Education’s Mathematics and Science Partnership (MSP) program, and authorized by the federal No Child Left Behind Act.

The MSP grants, which are funded throughout the 2006-2007 school year, will give 1,800 teachers in high-need schools in Ohio the opportunity to increase their knowledge of mathematics and science. If MSP funding remains at current levels, the schools grants will be renewable through June 2009, ensuring professional development for as many teachers as possible.

The program partners colleges and universities with high-need school districts to provide the needed training. Their faculty members also will work with teachers to study techniques for implementing the recent Mathematics and Science Academic Content Standard within their students’ coursework. Most Ohio teachers were trained and certified to teach curriculum that focused primarily on arithmetic. Today’s student begins learning algebra, geometry, measurement and the basic concepts of data analysis in the very early grades levels.

The need, according to Susan Rave Zelman, superintendent of public instruction for the Ohio, is simple — strong mathematics and science skills are necessary for today’s students to compete effectively in tomorrow’s workforce. Teachers’ own skills and knowledge must be expanded upon in order to provide the students with an effective curriculum in these crucial subjects.

The Ohio schools received 24 proposals for the grants. The ten grants will address either mathematics development, science development, or a combination of both. The grants encompass partnerships between 15 college/universities and more than 100 high-need school districts within the Ohio schools.

Other Mathematics and Science Partnerships within the Ohio schools include The Mathematics Coaches Project, K-3 Mathematics: The Early Foundation, Middle Grade Mathematics: The Critical Bridge, and the Topics Foundational to Calculus.

The Mathematics Coaches Project. In partnership with Ohio University, mathematics faculty members train kindergarten through sixth-grade teachers to become coaches. They then coach other elementary teachers in high-need Ohio campuses, where student mathematics performance is low and the school is at-risk.

K-3 Mathematics: The Early Foundation. This program helps kindergarten through third-grade teachers obtain a deeper understanding of early-grade mathematics skills. Additionally, they are taught to use inquiry and concrete experiences of the children within their teaching.

Middle Grade Mathematics: The Critical Bridge. The Middle Grade Math program prepares Ohio schools fourth through eighth-grade teachers to help their students grasp the increasingly complex principles of mathematics. The program includes expanding the teachers’ knowledge and instructional approach.

Topics Foundational to Calculus. For eighth through twelfth-grade mathematics teachers, this program highlights the essential foundations of algebra, geometry and trigonometry for preparing students for calculus coursework.

Unlike previous statewide teacher development programs, the new Ohio schools initiatives emphasize sustained partnerships at the local level. They increase the training time frame to at least 80 hours in the first year and 40 hours in the second year. Programs now include measurements to determine changes in Ohio schools teachers’ content …

Read more

Climate Science and Global Warming

Rising sea levels are occurring as part of the climate changes we face on the Planet's latest cycle. This will become problematic as 50% of the human populations live by the sea. Many large cities are only less than 100 feet about sea level. Thirty percent of all the human population live only 50 feet above sea level. Cities like Los Angeles, Seattle, San Francisco, San Diego, Sacramento, Miami, Tampa, Jacksonville, New Orleans, Houston, etc. and that is only in the United States. What about Hong Kong, Shanghai, Beijing? We saw what recently happened when the Tsunami washed the ocean ocean onto land. Well, what happens when the ocean is higher all the time? We can forget most of Florida as the Giant Sand Bar state is drawn back into the sea. New Orleans is already under water; what about Boston, NYC and Washington DC area, are they not exactly high altitudes?

Some Global Warming alarmists are now thinking it is time to invest in House Boat Stocks and pick out a big ship to live on? Hello Water World? You probably have not been following by Bangladesh's largest island being being eroded now by higher seas. You might say so what? Well over half the island is eroded and 500,000 are homeless now. Indeed, not as bad as the 200,000 who were washed out to sea by the Tsunami and later found drown; but this is serious and the problems are becoming worse. The issues in Bangladesh are about 40 years or so in coming and are now getting much worse. River currents are also moving and strengthened by the increased tides and ocean heights.

You know we in the United States also have river mouths at the ocean, which can be problematic at times. Especially during severe storms or from Hurricanes; take for instance the Potomac and Chesapeake, which run up through Philadelphia, Maryland, Northern Virginia and Delaware. When a recent Hurricane came up only 10-foot rise raised havoc. Imagine that all the time and add in another 15 feet all the time, without any severe weather? Then take a severe storm of 10-15 feet raise? See Ya. Now look at places like San Francisco, Boston, LA, NYC, Long Island; hell, look at the entire Eastern Seaboard, Central Valley CA and Washington State Coastline? See the problem? Right now we see the 20 Typhoon seasons in the Asian Pacific and the issues with the Indian Ocean and the South Atlantic on the South Southeastern coasts of South America and the islands, which are not over 15 feet in their inheritance. Tomorrow what will we see? You like Waikiki, Honolulu, and Maui; better go visit now before they are under water. At least that is what the Global Warming folks are saying. They are pointing to some good hard evidence not from a Climate Modeling Computer but from a real life observation of places on the globe where it is already started. Think about this or buy an escape …

Read more
  • Partner links