Tax Tips for the College-Bound

As fall approaches, most colleges have already begun their fall terms, or will be starting very shortly. It can be daunting to think about leaving home for school; making new friends, taking harder classes, and doing one's own laundry, can all be terrifying prospects. However, the greatest challenge most new college students will face, possibly, is managing their own finances.

Financial management is a critical component of becoming an adult. As many college-age students will be responsible for holding a job while attending school, it is vital to have some sense of how to properly file taxes. With the following simple tips, new college students can avoid making mistakes and the consequent penalties that will be attached to any unpaid taxes.

1. Start the process early. The first instinct of many students is to procrastinate. However, the same tactic that (allegedly) works so well for completing assignments, will not work when it comes to filing taxes. The first step is to collect all relevant documentation. This generally includes any W-2s or, for those who have not received one, a final pay stub that includes information such as income and how much was withheld.

It is also a good idea to gather any necessary forms ahead of time, for both state and federal taxes. If you think you might need help, start looking for support early. Even if you can not afford the assistance of a tax attorney or accountant, most college accounting departments will offer free tax help. Parents can also be useful for helping to decipher complicated tax procedures.

2. File a tax return. Even the most meager of student paychecks can qualify for a tax refund. For those with paychecks too small to necessitate filing, it is still worthwhile, as money might have been withheld. It is always useful to file a return, just in case, because much of the time you may receive money from the IRS in return.

3. Practice. Taxes can be complicated, so even if you are filing electronically, it pays to practice on paper. This allows students to address any issues before trying the online form.

4. Look for tax credits. In an effort to help struggling college students (or parents paying Tuition bills), the government has introduced a number of credits and tax deductions. The three most significant credits available are the Hope Scholarship Credit, the Lifetime Learning Credit, and the Higher Education Expenses Deduction. However, each student is only allowed to claim one of these tax breaks. Do some research, or ask a qualified tax professional, for advice as to which tax credit will be the most beneficial to you. …

Online MBA Course – How Do I Apply?

If you plan to study MBA and you are an internet savvy person, it is more suitable for you to register for an online MBA course instead of having a traditional one. If you are very keen of having your own online education, you need to apply this particular course via accredited top business schools such as Thunderbird, Instituto de Empresa (IE) of Madrid and Duke University of USA.

How do you apply for it?

First of all, you need to decide which course that you want to study. Make sure you choose the right course and meet the requirements of the course program. Find the suitable MBA major that is able to boost your career path.

Certainly, you need to get application forms ready and fill in every particulars. Application forms are available for download from the business school website. You can complete the application form either offline or online. Avoid downloading application forms or course information files from email or instant messenger. These are the basic steps to avoid being phished. Download these forms from reliable resources.

You might be given a list of documents that you need to attach to your application form. Those important documents that need to be included are your transcript, current resume and results of GMAT (if it is applicable). In addition, if you are not a US citizen, you should include photocopy of your VISA or permanent resident alien card and your TOEFL scores.

If you have relevant bachelor's degree qualification or any other postgraduate qualifications, try to apply for an exemption or credit transfer. It is pointless and redundant if you have to take the same course that had taken in your undergraduate studies.

Bear on mind that every application has its own due date. Make sure you will be able to complete the application form within given period of time. If you have any problems regarding course application, you should refer to their 'Information Center' for further assistance in completing the forms.

After your application has been reviewed, the authorities will send you an offer letter and registration pack. If you do not meet the entrance requirements, their Admissions team will advise you about what you need to do to become eligible. …

Tips to Save Money on Your College Textbooks

With each passing school year, textbooks for college get more expensive. If you are planning on, or are currently attending university or college, you know that your textbooks are one of your largest yearly expenses. Data shows that the average costs of course textbooks ranges in the area of ​​$ 800 per year. Now add on to that an average yearly increase in cost of about 6%. Ouch! However, since your books are obviously an essential component of your education, there is not much you can do but fork over the money. Right? Well, you do need to spend the money, but there may be a few ways to cut your costs a bit.

Clearly, the best way to save money on your college books is to borrow them. Generally speaking, colleges and universities will have a fairly good stock of anything that is required reading. These books can be used on promotions. Having said that, managing to be one of the long queue of students that want to borrow that actually gets what they want can be next to impossible. Maybe changing your study schedule could help, however. Find the off times that other students are busy with fun or other tasks, and see if the textbooks you need are on the shelf then. This may mean late evenings or weekends if your library is even open at these times.

Another thing you can try if you are struggling for money is to have a chat with your course professor. Professors have books. Lots of books. And at some point they may have acquired a copy of one of the textbooks you need. If so, see is they will allow you to borrow it for the time being. Doing this might help in another way as well. It could be that the entire book is not necessary for the course, but just a few chapters are. If this is the case, you may be able to make an arrangement with another student who has already purchased the book, and just borrow it from them for the time you need it. Or again, check to see if your college library has it. Either way, you can read the relevant chapters without having to pay the cost of the entire book.

Textbooks for college are expensive, but if you get creative, you just may be able to cut down on the expense just a little bit. Every penny counts, right? …

Homeschooling Pros and Cons – The Truth About Home Education

Before making the decision to home school, parents should seriously consider homeschooling pros and cons. Home education has many advantages in the areas of academics, socialization and cost. However, it has disadvantages in those areas as well. Here is an honest look at the strengths and weaknesses of homeschooling.

Academics

When educating their children at home, parents can choose materials and teaching methods that fit their children’s learning style. Parents can more readily control the topics their children are exposed to and give their children more opportunities to pursue their interests. Children can also move through their lessons slowly or quickly, depending on their abilities.

However, home educators must take care to expose their children to a variety of subjects, and work to strengthen their weaknesses instead of only catering to their strengths. Some parents feel overwhelmed by the bearing sole responsibility for their children’s academic development. They may also feel unprepared to teach gifted or special needs students.

Socialization

The home environment is a physically and emotionally safe environment for children. At home, children can grow and develop in an atmosphere that is free from bullying, harassment, and peer pressure. Homeschooling allows children to spend their time in the same diverse, real world environment where adults spend their time. Unlike their peers who attend public school, home educated students are exposed to individuals of a variety of age ranges and socioeconomic backgrounds. Their flexible schedules also allow them to spend more time building strong relationships with parents and siblings.

Some homeschooled students feel they need more social interaction than the home environment provides. They may want to spend greater amounts of time with children their own age, or learn from teachers outside of their homes. At times, some homeschool families feel the strain of too much together time. Both parents and children need time to develop as individuals and pursue their own interests.

Cost

For parents who live in cities that have poorly performing school districts, homeschooling is a low cost alternative to private education. However, unless they are homeschooling through a publicly funded program, home educators are responsible for purchasing books, supplies and other materials for their children, in addition to paying school taxes.

Overcoming Challenges

There are simple solutions to most problems faced by homeschoolers. Parents who are concerned about academics can purchase programs that use teaching techniques and content similar to those used in public schools. Those with gifted or special needs children can seek help from one of the many organizations available for such students.

Families who are in need of more social interaction can join a homeschool support group, sign their children up for a sport, or participate in church activities and community organizations. Those who are concerned about the expenses associated with home education can use discount or used materials, or design their own curriculum. Parents who are creative and resourceful will find that homeschooling pros far outweigh the cons.…

5 Reasons Why a Writing Career Might Fit You Like a Glove

Earlier this week I gave you several reasons why writing might not exactly be a good career choice. If those reasons did not run you off, congratulations! You very well could have a healthy and productive career as a full-time freelance writer. Here are five reasons why a writing career just might work for you:

Reason # 1: You enjoy the challenge of a slow, steady pace towards success.

Freelance writing requires patience, endurance, and perseverance. If you love the challenge of working hard towards a goal that you can build a career upon slow, but steady, progress, you'll probably make a great excellent freelance writer.

Reason # 2: You are not afraid to put yourself "out there."

One of the scariest things for many new freelance writers is to put your ideas on the line without the reassurance that you'll get a positive response. If you have lots of creative ideas and are not afraid to put those ideas to test in the form of questions, you'll love freelance writing.

Reason # 3: You are time-conscious and do not mind bossing yourself around.

Do you love calendars? Do you thrive on setting schedules and keeping track of appointments? Do you plan everything in advance? Do deadlines excite you and push you to work harder? Freelance writers must have good time management skills. Likewise, to become a well-paid and respectable freelance writer, you should be able to meet deadlines and keep your word.

Reason # 4: You enjoy talking to others and listening to their stories.

Freelance writers get to interview lots of different people. Whether you write an article on global warming, or a review of a top best-selling book, you'll have the opportunity to speak with experts in all walks of life. Interviewing experts (and everyday people!) Is just one part of the writing life that is fun and educational. If you enjoy listening and are inquisitive, these two skills will help make your writing shine.

Reason # 5: You love writing.

Let's face it. Writers love everything about the written word. From journaling, to reading, to writing a full-length novel, writing brings a thrill to those called to write like none other. It's an amazing feeling when you do what you love and you build a career out of it. If you love writing, then there is nothing holding you back from becoming a paid writer. …

Scholarships for Stay at Home Moms – Getting a Scholarship is Easier Then You Think!

Most women to this day believe that getting a scholarship for a single mother is next to impossible to receive, but in this day and age getting scholarships for stay at home moms has never been easier.

Here are a few helpful steps to follow for stay at home moms who wish to receive scholarships for their educational goals:

– Get online. Right now the internet is booming with many scholarship opportunities for stay at home moms, so go online and do some research on the many different educational programs that are offering scholarships for stay at home moms. There are hundreds to choose from, so you will need to decide upon which career path or degree you are interested in pursuing before you start your application process.

– Take a look at the top degrees that a lot of women have received on the internet. The Social Sciences, Business, and Education degrees rank in the top five most popular degrees that women have obtained through online education.

– Examine how much you can get in scholarships. As of right now, many women can qualify for up to ten thousand dollars in scholarship money to go to school from home. That amount of money can sure come in handy when the rent, tuition and monthly bills add up over time.

Today, many women who are seeking to get scholarships for stay at home moms need not worry about not qualifying for funds, or not being able to achieve a degree because they have a family to raise by themselves, because the truth is that there is a lot of help out there from government grants to private business scholarships that can really help you get on your way to achieve both your educational and career goals.

You can also do research on scholarships for stay at home moms at your local library, from your current employer, or by visiting a nearby University to see what they have to offer you as far as online degrees and financial assistance. Many universities are now offering many part time to three quarters time online vocational lessons that you can obtain from home during your free time, and they will also offer you financial assistance to pay for the program if you need help with paying for it.

Getting and education for a stay at home mom has never been easier, so go out there and see what the scholarship world has to offer you and your family. …

Career Change At 50 – Start Working From Home

Are you ready to retire, but can’t afford to stop working completely? Why not focus on changing your career instead? There are now many retired and semi-retired people who are earning the majority of their income online. Seniors are among the fastest growing demographic of people who want to work online from home. Whether you are just looking to supplement your retirement income or are looking to earn a full paycheck, there are opportunities available for you to make a career change at 50 and do just that all without getting out of your pajamas.

Writer

Do you enjoy writing? If so, there are lots of online opportunities waiting just for you. The demand for well-written original content increases all of the time so there are all kinds of different writing jobs that you can find. The prices paid for quality content articles by website owners, magazines, etc that I’ve seen range from $50 – $1000 per article and mostly for 1000 words or less.

TextBroker

TextBroker has a wide variety of writing assignments for you to choose from and they will hire writers with no previous experience. Your rate of pay will be determined by the quality of your work. There are always plenty of jobs to choose from and you can work as much or as little as you like.

Blogmutt

Blogmutt hires freelance writers to write original content for their customers. Customers usually consist of blog owners or businesses who need content for their site but don’t have time to produce it themselves. Pay depends on how many posts you sell, and the better your writing is, the more money you can make. Payment is made once a week via PayPal and there is no minimum payout to meet.

Demand Studios

Demand studios hires writers to write articles for their clients on a wide variety of topics. You can pick topics that sound like they will be interesting to you or topics that you already know a lot about. You get paid $7.50 for a 150-200 word article and $15 for a 400-500 word article. Payments are made twice weekly.

If you prefer editing over writing, there are still plenty of online jobs available for you.

EditFast

EditFast hires writers and editors for a variety of jobs, and there are plenty of editing and proof reading jobs available. EditFast pays via PayPal on the last day of the month.

Contena

Contena is not a company that hires you for writing or editing work, but it finds the jobs for you. You can join the Contena site and find jobs for writers, editors, and proof readers of all skill levels. Pay will depend on the client that you are working for and the services that are ordered.

Do you like the idea of jury duty, but don’t really enjoy the idea of sitting in a stuffy courtroom all day? How about becoming a virtual juror? Online jurors provide a way for lawyers to present a mock trial and …

Firearm Education in Schools

Gun safety is an assortment of guidelines and recommendations that can be applied when possessing, storing, or handling firearms. The purpose of gun safety is to eradicate or diminish the risks of unintentional death, harm or damage triggered by improper possession, storage, or treatment of firearms. Gun education for children should start at home, but not all parents are equally knowledgeable about gun safety rules and regulations. All children K-12 should have an equal chance to learn about gun safety and the laws incorporated with firearms; therefore optional firearm education and training courses should be offered by schools.

Firearm education and training courses should be an optional course offered in the same manner that sexual education courses are made accessible by schools. Gun education and training courses for students should be available for every student, but be discretionary to only the students who have written parental consent. These courses should also be designed around different age groups, offering different course material that is suitable for the mentality and maturity of the children. The courses should be broken into three different levels, kindergarten through fourth grade, fifth through eighth grade, and ninth through twelve grade.

The first stage of gun education in schools will be designated for children ranging from kindergarten to fourth grade. These programs will not be designed to instill whether guns are good or bad, they will be intended to promote the protection and safety of children. There will be no firearms used in the program, and the lessons will not condone promoting firearm ownership or use. It will also get students to release guns and take action in the same manner that they would have any other harmful American household item like chemicals, electrical shock, and medicines. This program should be perceived as an avoidance type of program helping to prevent the intentional carrying and use of guns. The main message children should learn is if they see a gun, stop, do not touch, leave the area and tell an adult.

The second stage of gun education in schools will be designated for children ranging from fifth to eighth grade. These programs will integrate the educational history of firearms along with hands on training. Students will learn about the evolution of small arms and the unbiased impacts that they have had on history. They will also be informed of the second amendment and their constitutional right to keep and bear arms. For the first time students will be introduced with hands on training using non-functional replica guns that will help students understand the proper handling and care of a gun. These hands on courses will be entwined with a hunter's safety course, which is more than your average firearm safety course. Instruction will include ethics and responsibility, wildlife identification, conservation and wildlife management, survival and first aid, special hunting and tree stand safety. This will allow students under the age of 16 to legally hunt with an adult, and help them to become more comfortable with the …

Career in the Textile Industry: An Overview

With the growth in the textile industry over the years, new avenues have opened up for people looking forward to pursue a career in this sector. The sector offers a broad range of career options including fashion designing, textile engineering, fabric development management, press operating, knitting and many more. Climbing up the ladder, a professional in this field can earn up to several lakh of rupees. Given below are a few career options which exist in this field.

Fashion Designing

As Indian fashion is gaining popularity worldwide, the demand for fashion designers has gone up by leaps and bounds. Fashion designing is one of the most glamorous, lucrative, and appealing careers in this sector. A fashion designer has to be creative and must have good communication skills to understand the requirement of the client. He / She has to know what others are creating to stay ahead in the competition. Institutions like NIFT and NIFD impart quality education in fashion designing and churn out thousands of students each year.

The duties of a fashion designer include regular meetings with executives to review design ideas, selecting the right fabric for the design, supervising the stitch work and holding trials with in-house models. A fashion designer has to select and prepare the right models for showcasing their designs. Sabyasachi Mukherjee, Rohit Bal, Manish Malhotra, Ritu Beri and Wendell Rodricks are some of the prominent fashion designers of India.

Textile Engineer

A textile engineer has to design and control all aspects of yarn, fiber and textile process. In textile engineering, one learns about the various principles of scientific and engineering methodologies which are then implemented for producing textile fabrics. Textile engineers not only develop new methods of production, but also work on improving the current textile fibers. Students willing to pursue a career in textile engineering must have science in 10 + 2 with Physics, Chemistry and Mathematics as their core subjects. Textile engineers are employed by both private and government organizations.

Fabric Development Manager

A fabric development manager is responsible for research, development and application of fabrics chosen by designers. Apart from this, a fabric development manager also has to look for mill development partners and sign agreements with them. He / She also needs to create awareness regarding the design and fabric created by competitors. A fabric development manager must have knowledge on mills and vendor agreements along with understanding about knitting and weaving. The person should possess immunity project management skills.

Frame Spinner

A frame spinner is one who operates the machine which spins the fibers into yarns. A frame spinner may operate one machine or several machines simultaneously. He has to twist ends of the yarn, clean the machine and also repair breaks in the routes of the fiber.

Screen Printer & Merchandiser

A screen printer is in charge of printing images on finished products using machines. A merchandiser chooses and purchases cloth for their retail employers to sell in respective stores. …

Take Charge of Your Career – How to Build Your Career Management Muscle

Are you concerned about your career progress – or lack thereof? Are you waiting for your boss, Human Resources or a career coach to tell you what to do? Are you confused as to whether or not to go back to school? Are you worried that you are not building enough long-term wealth? Are you searching for career options? Has the career you chosen during college turned out to be not as much fun as you anticipated? Are your talents and competencies underutilized in your current position? Are you worried that if you leave your current employer you might be an easy layoff target in the eyes of a new employer?

These issues and more face today's professional or executive. Unfortunately, we are not taught in high school, college or even on the job – how to grow our own careers. So we spend years listening to others, reading an article or two and then doing nothing but complaining to friends and family.

We all fail to take positive action or make mistakes in managing our practitioners. I have also made a few career mistakes. Some of the more common care management mistakes people make include:

1. Thinking that someone else (your boss, HR or a friend) is going to manage your career progress.

2. Waiting for the right opportunity to find you.

3. Going back to school without developing a 5 Year Career Management Plan.

4. Assuming that if you start networking, you will be perceived as being a "phony" or will be viewed as "begging" for a job.

5. Feeling and behaving like a failure after a job loss.

Making forward progress in your career – fortunately, or unfortunately – means you have to consider yourself to be in training much like a professional or an Olympic-bound athlete. You will need to invest "training" and "practice" time and effort into developing your career management muscle.

The best approach to developing this muscle is to first decide on your short- and long-term career goals. What do you want to do next, in 18 months and in five years? Write it down and make a commitment to achieve your goals.

Next, consider yourself as a product. What are the features and benefits of your product? Why would a new employer hire you? What features do you need to upgrade or improve?

Then develop an action plan that identifies the steps you need to take in order to reach your goals. This is the time to be creative, ask others for their suggestions.

You are the only person that has a vested interest in your career satisfaction and you are the only person who can decide on and undertake a new growth-producing, wealth building, career development path! …