Students Content Insurance

Up until a few years ago, I was a university student myself. I lived in the halls of residence for the first year, and then onto rented student accommodation for my remaining 2 years. During these 3 years I realised how valuable student contents insurance can be. The weekend you move into the halls of residence is a crazy one. People are going back and forth, and carrying their valuables back and forth. Unfortunately for someone in the adjacent building, a thief choose to strike at this vulnerable time, and pretty much managed to clear out what had been brought into a student rooms, whilst they were downstairs in the car park, picking up more items to bring to their new residence. Lucky for this student, they had students contents cover, so they were protected, but it was obviously still an issue they would have rather not encountered. Unfortunately, this appears to be a regular thing among student accommodation across the country, as students valuables are at a higher risk of theft here, than at the family home. In fact, recent studies have stated that one in three university students are the victim of crime each year.

When students move away from home, and into student accommodation, they like to bring pretty much everything along with them, so that they have maximum comfort, and are surrounded with the things that their accustomed to, so as to make their stay as easy as possible. In student accommodation, you can typically find all types of items, such as home entertainment systems, clothes, furnishings, money, credit & debit cards, phones, library books and other materials on loan from the university, CD’s, DVD’s, Blu-Ray’s and other media, computer equipment, mp3 players, bicycles, freezers filled with food, microwaves, and even bar fridges.

Fortunately, all of these items can be covered under a good student possessions insurance policy. Not only can the above items be covered, but portable computer equipment, locks and keys, the information stored on your home entertainment equipment or phone, other portable possessions, and even the food within your freezer following its mechanical failure, and your legal responsibilities to 3rd parties as a tenant may also be covered via students possessions insurance.

As can be seen from this list, it’s of paramount importance that all students search for student contents insurance before moving into any student accommodation, so that they can protect the items that are valuable to them with a suitable insurance policy. Being a student, the person might not want the added expense, especially when their funds are limited during this time, but it truly is worth the expense, and if the student shops around, they can easily find a student contents insurance policy which fits their needs, as well as their budget.

If the student is worried about the cost of student contents insurance, with some insurance policy providers they are able to specifically select only the items they want covered, which should lower the premium some amount, and they …

Advice on Finding The Highest Paying Jobs

When we graduate out of college, the very common problem that we all have is the position hunt. There’s not many individuals who can land jobs in spite of an outstanding resume. With the present global recession, you may still find a whole lot of men and women who are able to rake in a large amount of cash with the function they have done. With that believed in mind, I give you the top highest paying jobs of 2011.

1. Anaesthesiologists

This is a specialty in the discipline of medicine where a trained physician works with the anaesthesia of every single patient in the operating area. An operating place might require one or two anaesthesiologists in the unit depending on the dimension of the hospital. They will have an annual salary of $292,000 USD annually.

2. Surgeons

This type of person specialized physicians who have been trained to do surgical treatment on the system. Such as cosmetic surgeons, general surgeons, orthopaedic surgeons, and many more. They are shut to the top spot through an annual salary of $219,770 USD.

3. Chief Executive Officer

These men and women are on top of the “food chain”. This type of person considered as the large boss in each company plus they are responsible for carrying out huge decisions and policies on a day to day basis. They gather a normal annual salary of $140,880 USD yearly. This varies among companies depending on the annual income its can gather.

4. Dentists

These folks get a whole lot of patients yearly and many companies would even need their workers to have a monthly dental check-up. With the frequency and the quantity of men and women needing dental treatment, these individuals can have once a year salary of $133,000 USD.

5. Attorney/ lawyer

The job of the lawyer is to defend the oppressed folks of society and they are tasked to restore the rights of the ordinary citizen of society. The task of a hero is difficult which is why they desire to be paid well for the operate they’ve got done to restore justice. They’ve got an annual estimated income of $129,000 USD.…

Expert Career Advice for Your Resume

Expert Career Advice: 5 Quick Fixes to Make Your Resume Stand Out

Resumes are such a two edge sword; on one side you are holding in your hand the keys to better financial security, maybe better suited hours for work… in short your entire security for you and your family, then the other side is that boring document, that a family member quickly wrote for you a few years back.

Let me tell you that you are not doing yourself any favors if your resume is over 6 months old! Resumes today have a harder time reaching the employer. Updates and formatting for today’s standard is a MUST!

Automated systems now scan your resume looking for relevant keywords, so if you were wondering why you haven’t had a call for an interview, now you know.

So let’s fix this right now.

1. One Page Resumes are not a thing anymore.

Sure 20 years ago you might be able to fit what you need on one sheet, but in today’s job market professional are complex and recruiters know this. One page resumes will actually hurt your interview chance.

Now this doesn’t mean you can now waffle on and create a war and peace novel out of your resume; your resume needs to be laser focused, something I will discuss in the next fix.

2. Resumes with frickin’ laser beams on them.

A focused resume is necessary because gone are the days when sending out the same resume to 100 different jobs worked. Most companies use an ATS system which scans resumes for keywords.. I’ll let that sink in. Your ‘box standard resume fits all’ is being looked at by a machine first and foremost. Now do you see why you need to have your resume laser focused? Whatever the position is you are going for, your resume needs to be tailored to that position- that automated system is searching for exactly what the recruiter is looking for.

3. Market that email.

Use your email as a chance to make it memorable and I don’t [email protected] Your email can work for you as it appears at the top of your resume (did I mention it HAS to be clickable?)

Consider getting an email for your particular field.

My point here is to get an email to market your particular skills and it shows an employer how serious you are about your field.

4. Professional Experience.

Look at the what the job you are applying for is asking for in a candidate, then ensure you tailor your professional experience section to use those same keywords.

5. Target acquired.

Your resume has to have a target job title. This will appear at the top of your resume and I strongly advise you to tailor that job title target to whatever the job is that you are applying for. This will give the resume automated scanners a great chance of picking your resume up over others.

If there is a resume issue you would like …

The Role of Skill Development and Higher Education in Economic Growth

For shaping the future of state, government is promoting skill development centers and higher education centers. Some major expansion has been done by state government in the field of higher education. Engineering colleges have become the prime center for nurturing talent. Top engineering colleges are busy in producing talented engineers year after year.

Role of Higher Education: Higher education plays a key role in the development of any country, state or region. The chance of economic growth of any state is as good as the pool of their skilled people. No plan of economic development can succeed without skilled people, as economic development depends a lot on the quality of resources they have.

When it comes to higher education shaping the economic development in any state, engineers play a key role. Since infrastructure development is a key thing for economic boost of the state; since, engineers become vital as they play key role in the construction of roads, bridges, hospitals, schools, railway tracks and many other things.

Higher education also helps in shaping the future of people as skilled people not only get good employment opportunities they also create employment for other as well. Skill development program has helped people to become self-reliant and financially independent.

Roles of Higher Education Institutions: Role of educational institution has changed a lot over the years, unlike the earlier years where most colleges and universities focused on traditional courses, nowadays these higher education institutions offer different programs which not only help them develop certain skill sets but Also these programs are designed according to the need of corporate sector, the aim is to groom youngsters in such a way that they become industry ready.

For years Indian educational system was considered as a system which could only produce clerks and it has changed a lot. Nowadays engineering and management has become the preferred choice of the youngsters. Higher education institutions also focusing in developing more entrepreneurs these days in this way they help state government to resolve the issue of unemployment. Skilled people create their own employment rather than someone who holds a degree and wait for someone else to provide him or herself employment.

The number of educational institutions is growing every year with private institutions and universities making their impact as well. With growing demand of quality engineers and management graduations number of institution and universities has started mushrooming. One needs to be very careful while selecting from engineering colleges. …

College Football – Only 8 Teams Now Vie for BCS Title Game, Sagarin Reveals a New View of the Rivals

Following college football's 12th weekend of play, eight teams now becomes harder to ignore-Louisiana Tech, Kansas, West Virginia, Missouri, Ohio State, Arizona State, Hawaii and Boise State. All have only 1 loss except Kansas and Hawaii remain unbeaten.

Sunday night's (11-18-07) new AP Top 25 Poll shown LSU ranked 1st, Kansas 2nd, Missouri 3rd, West Virginia 4th, Ohio State 5th, Arizona State 7th, Hawaii 14th and Boise State 17th.

Monday's (11-19-07) new BCS Standings shown LSU 1st, Kansas 2nd, West Virginia 3rd, Missouri 4th, Ohio State 5th, Arizona State 6th, Hawaii 15th and Boise State 19th.

The AP Poll by sports writers and broadcasters has no affect on who will play in the national championship game.

The BCS standings determine the participants based upon a complicated formula from 3 components: the USA Today coaches Poll, the Harris Interactive College Football Poll, and an average of 6 computer rankings, including the Sagarin Ratings. Each component counts as one-third of a team's overall BCS score in the BCS Standings.

All of that sounds pretty boring and it is, but do not underestimate the importance of the BCS Standings because millions of dollars are at stake. It is not just the BCS National Championship Game in New Orleans on Jan. 8, 2008 that generates huge payouts to the teams and conferences involved.

It is also 4 other official BCS Bowl Games as well: the Sugar Bowl on Jan. 1, 2008, the Rose Bowl on Jan. 1, 2008, the Fiesta Bowl on Jan. 2, 2008 and the Orange Bowl on Jan. 3, 2008.

The total payout from the 5 BCS games this year will be $ 85 million and the total economic impact on the 5 hosting cities is estimated at more than $ 1.2 billion.

The bottom line is that at least 10 teams in the top BCS Standings will play in these games. The champions of the 6 major NCAA conferences-the Atlantic Coast, Big East, Big 10, Big 12, Pacific 10 (Pac 10) and Southeastern Conference (SEC) -are guaranteed a spot in 1 of the 5 BCS games. The other slots are up for grabs under a complicated set of qualifications.

One of those qualifications is that a team outside of the 6 major conferences that finishes in the Top 12 of the final BCS Standings automatically qualifies.

Knowing this salient fact you can better understand why Hawaii (at 15th place) and Boise State (at 19th place) are so upset about their current BCS Standings-though is in the Top 12 despite Hawaii's 10-0 record and Boise State's 10-1 record.

Western Athletic Conference Commissioner Karl Benson spent most of the rest of his weekend trying to convince "everyone and his dog Spot" about the great win Hawaii had against Nevada, currently rated 97th by Sagarin amongst 119 Division 1A schools. Hawaii finally won 28-26 on a 45-yard field goal with 11 seconds left.

Given the polls and the BCS Standings no one was listening or believing a word Benson had said.

Given the …

Where to Find the Cheapest Distance Learning Programs

Search engines like Google, Bing and Yahoo play a major role in the distance learning industry. Because of these web-based tools, finding online courses would only take you a few clicks on your computer screen or touches on your mobile device. And through systematic web search query, it is now easier to find the relevant online degree programs from the online universities of your choice.

Due to the surging costs in tertiary education observed in the recent years, it is significant that many students today are trying to look for the best quality and at the same time cheapest distance learning programs. In fact, the tech giant Google recently announced that there has been a significant increase in the online searches for “online courses” and for the universities that offer them. But are there still cheap distance learning programs that online students can still find today? Well, yes, there are. Starting from the search engines, here are the other top online sources of information where you can find the cheapest distance learning programs in the planet.

Studies Conducted by Research Firms

Some of the most reputable research firms that are publishing reports on online and distance learning (ODL) are Ambient Insight, Docebo, Hanover Research and Online Learning Consortium. Ambient Insight is known for providing statistics-based growth projections of eLearning, mobile learning and self-paced eLearning markets. Similarly, Docebo conducts in-depth studies on eLearning market trends. Hanover Research specializes on the study of the global market for distance learning and the typical learning program offerings of the key players in this education space. Online Learning Consortium (formerly Sloan Consortium) focuses on Higher Education online learning market research. By downloading copies of reports being published by these organizations, you can gain more insights on where to find the cheapest distance learning programs. Moreover, their reports cover the markets of Asia-Pacific, Africa, Middle East, Europe, Latin America or North America.

Statistics Provided by International Organizations

Among of the most-trusted international organizations that provide timely data on distance education are UNESCO, ICEF Monitor, International Council for Open and Distance Education (ICDE), British Council, Organization for Economic Co-operation and Development (OECD), and The World Bank. By visiting the websites of these organizations, you will definitely be assisted in finding the cheapest distance learning programs in your country of choice. Moreover, you can purchase premium reports from these organizations which can further help your institution or organization in better understanding the education markets where you have future expansion or development plans.

Global Ranking Websites

It would be easier to search for those online colleges and universities that offer the cheapest distance learning programs in your region if you are going to seek the assistance of websites that provide comprehensive university rankings. The key advantage of using these websites is that you can easily find the universities of your choice with the help of navigable search fields and customizable filter settings. Among of the most trusted online ranking portals are the Times Higher Education World University Rankings, QS …

Can Science Explain the Origin of Life?

What is life and what is not?

What is "life?" One definition is an organism that can grow, reproduce, and have a metabolism (ongoing chemical reactions) as opposed to a dead organism, or inanimate matter. While this may seem fairly straightforward, it excludes some elements that we may instinctively consider alive. Are seeds that lie dormant for years alive? If they are not, what defines the instant in which they become "alive?" If seeds are already alive, what makes them so? No chemical reactions are occurring, ie no signs of life.

What about so-called gram-positive bacteria that run out of nutrients? When they sense that they can not continue to live, they put their biochemical energy into creating spores. In harsh environments, gram-positive bacterium cease to exist after creating spores. Are bacterial spores alive? Spores, like seeds, can remain dormant for decades with no signs of chemical reactions. Then, they spring to life as bacteria when the environment supplies nutrients, proper environmental conditions, and moisture. These bacteria are genetically identical to the bacteria that produced the spores. If spores are not alive, then what confers life to them resulting in live bacteria?

Evolution

Can evolution explain life? No. It only depicts how life evolved once there was life. If the fundamental ingredient of the universe were preprogrammed to evolve into life, this would be a new evolution theory. This is what many scientists including Richard Dawkins contend.

Lucky us

The mathematical odds of having the stuff of our universe (at least the stuff we know) "evolve" into life are vanishingly small. Sir Fred Hoyle likened the probability of random emergence of single-celled life to the probability of a Boeing 747 assembling as the result of a tornado whirling through a junkyard. Some scientists say: no problem, just have numerous universes (sometimes an infinite number) each having trillions of planets hosting tornadoes for billions of years. In one of these worlds life will result and evolve to us. Furthermore, since the conditions for life may exist on some of millions of other planets (yes, there could be that many), life might be common in our universe. Almost all of the other universes will be devoid of life. However, this assertion presumes parallel universes or multiverses-hidden worlds along side ours.

Does this explanation debunk spirituality?

Suppose we accept this story of life's beginning. What or who created all these worlds? Why were all these created-so that there would be life? Thus, this seeming bizarre rationalization of how life begun does not address the what, who, or why. Dawkins employs the multiverse conjecture to show how God is a delusion. Wrong! The multiverse argument can be consistent with spiritual teachings which generally include God.

The difference between knowledge, contention, and fact.

Science using accumulated knowledge contends that parallel universes or multiverses may explain the origin of life. Theories should be testable. Even published experiments must be reproducible or be retracted. Many scientists doubt that the concept of parallel universes and multiverses can ever …

What You Can Gain When Learning Abroad

When learning abroad, many students gain first-hand apprenticeship into worldly affairs, as well as get insight in other people's cultures. The latter element is usually the main challenge that faces every new learner is setting foot, for the first time, in a foreign country. Often, academia is inseparable from culture and it benefits the person to adjust themselves to changing ways of residents, because this dictates how they will mature socially.

Studying abroad also comes with intellectual insight, which can be gained by understanding the thought and philosophies of the given country. This is quite important in the sense that many syllabuses are often influenced by the intellectual history of a country. One gains a new perspective on global affairs shaped by the thinking style of the nationals. This knowledge can be critical when meeting new people and discussing a nation's policies from an informed point of view, which can be a fulfilling way of spending one's free time. Furthermore, intellectual maturity in a foreign land makes one a spiritual resident because they are one with established thoughts and practices.

Learning abroad also offers the student with a chance to enhance their personal standing in the world. By joining a prestigious university, they gain a career for themselves that assures them of better success in life back in their home country. It is also easy to find a job in the country of study because one already knows how to interact with people there.

Another thing that is gained in this course includes new language skills. This makes the student a competitive communicator and a global citizen who can feature in diplomacy. A foreign tongue also offers one an alternative method of earning money by translating pages part-time. This is also a sophisticated starting point of going into the social scene of a global city. …

Higher and Professional Education in India

Higher education in India is gasping for breath at a time when India is aiming to be an important player in the emerging knowledge economy. With about 300 universities and deemed universities, over 15,000 colleges and hundreds of national and regional research institutes, Indian higher education and research sector is the third largest in the world, in terms of the number of students it caters to.

However, not a single Indian university finds even a mention in a recent international ranking of the top 200 universities of the world, except an IIT Kharagpur ranked at 41, whereas there were three universities each from China, Hong Kong and South Korea and one from Taiwan. On the other hand, it is also true that there is no company or institute in the world that has not been benefited by graduates, post-graduates or Ph.Ds from India be it NASA, IBM, Microsoft, Intel, Bell, Sun, Harvard , MIT, Caltech, Cambridge or Oxford, and not all those students are products of our IITs, IIMs, IISc / TIFR or central universities, which cater to barely one per cent of the Indian student population.

This is not to suggest that we should pat our backs for the achievements of our students abroad, but to point out that Indian higher educational institutions have not been able to achieve the same status for them as their students seem to achieve elsewhere with their education from here. While many reasons can be cited for this situation, they all boil down to decades of feudally managed, colonially modeled institutions run with insufficient funding and excessive political interference.

Only about 10 per cent of the total student population incomes higher education in India, as compared to over 15 per cent in China and 50 per cent in the major industrialized countries. Higher education is large funded by the state and central governments so far, but the situation is changing fast. Barring a few newly established private universities, the government funds most of the universities, whereas at the college level, the balance is increasingly being reversed. …

Child Acting Career Tips

How can you help your child's acting career? Here are five tips you can use to help them succeed while they pursue their dream of acting.

1) Sign them up for a good kids' acting class

If your child is six or older, this is the first step to take before even thinking of an agent or headshots. Children actors do not need that much training and "acting technique". What they need is to build the confidence to be themselves when they act. Being around other kid actors and knowing what to expect when they go to children acting auditions will help them book their first acting job. A good child acting class teachers kids to stay natural by using their innate ability to make believe. It uses methods like theater games and improvisation that make learning acting fun and exciting for the child. Kids can quickly pick up bad habits as actors, so take your time when looking for a good class. Talk to other parents and look for a teacher that will give your child a strong foundation, but then teach them "tricks" to be cute that will quickly wear off as they get older.

2) Get them a good kid headshot

Headshots are very important for any actors, because a headshot is the first thing casting directors see when they look through actor submissions. A kid headshot is even more important because children often do not have much experience on their resume yet, so a lot of the time, all a casting director has to go by is their picture. What makes a good kid headshot? One that is natural, looks exactly like your child and shows their personality. You do not even have to spend the money on a headshot photographer if your kid is just starting a child acting career. A good snapshot taken by you should suffice to start with. Just make sure you take it outside using natural light and that it is a smiling shot of your kid that shows face, hair and shoulders. Avoid make-up and fancy hairdos at all costs! A kid's headshot should look like a kid. That's what casting managers are looking for. Children who can have fun and be themselves in front of the camera. Once you have a good shot, make 8 x 10 prints for auditions.

3) Try not to coach them

It's natural for parents to want to help our children, but coaching them can really hold back their child acting career. That's because we do not see the world like they do. If we tell them how to say a particular line for an audition, we're giving them an adult's point of view on how we think the line should be said. Not only will their rendition sound awkward and forced, but we will have taken away a chance for their uniqueness and personality to shine through. What casting managers are looking for at auditions is a child's unique take on a role, …