How Do You Approach Jobs, Career or Life in General?

I was chatting to a good friend this week, were talking about our careers and how we have arrived at where we are now. If you stopped a few people along the street and asked them the same question, I can not imagine that their responses would be the same?

Since then, I've given this some more thought and spoken to some of the people in my circle to find out their journey story. Bear in mind that the people I spoke to were from a real mix of backgrounds. For some, their career was a high flying city job, others it was being a parent. I quickly realized that even though people may have ended up in different vocations, we typically find ourselves driven and motivated by different things and this in turn determinates our approach to work (in whatever format!)

I've outlined what I think are the 3 main approaches (although there are many in between) and also included some activities for you to try at the end of the article.

Striving for a challenge?

This is the person who notices that over time the task is getting easier and more comfortable. They tend to start lose interest at this point if the activity loses its challenge – this could have been in a job or hobby, or other activity. For some people this is viewed in a different way. They 'get the hang' of something and then step it up a gear. They decide that it's time for a change or new challenge and take action to do something about it. This could be to take on extra responsibility, a promotion or looking for a new opportunity elsewhere.

Ticking along nicely?

There are some people who would think the above type of person above is driven, ambitious and frankly a bit too fast paced! For the person who is content to tick along nicely, their preferred approach is to coast along, comfortable and highly capable in whatever they work at.

This is a conscious decision – maintaining is not bad. This tend to be a favorite way for some because it's easy and can achieve a good work / life balance. They are competent and wont get stressed when faced with obstacles. They may only decide to make a change when their life circumstances force them, or they become angry or resentful towards their employer.

Always looking for something else?

Some people are never really sure what they want.

They'll go with the flow if partnered with someone who seeks challenge, enjoying the ride and the excitement that goes with it. They might think about pursuing different career paths frequently trying to find their dream job. They might even try two or three different options in quick success, hoping to get lucky and find the activity that is the right one for them.

So, why bother thinking about this? Surely we all have a different approach to life, careers and activities for enjoyment?

It got me thinking …

Student Loan Bill Consolidation – Which One Should You Choose – Federal Or Private?

Image is expensive. Not only do you have to consider your tuition fee; but you also have to consider textbooks, room and board, just to name a few. You have managed to graduate from College with the help of multiple student loans, now that you're out of college with a job you need to consider how to pay for these loans. There are programs and companies that can help you manage or handle your loans for you. You may have tried to apply or inquire with some student loan consolidation companies but found their plans were not flexible enough or right for you.

With no loan consolidation a graduate may have started paying for multiple student loans. Having different credits, payment dates, interest rates, it can get confusing. One way to make paying these creditors is easier student loan bill consolidation. Student loan bill consolidation allows you to work with a professional management person. These professionals handle your account loans. They will turn your multiple student loans into one new loan, to be paid to one creditor. These professionals study your financial history. They will talk to your creditors.

A reputable consolidation company may be able to lower your interest rates and waive certain charges. The interest rate should be considerably low from your previous creditors. They study your loans and your current costs. They look into each creditor's information: terms of agreement, interest rates, fees, etc. They study each loan in detail to find the suitable repayment plan for you. Once they find possible loan solutions or repayment plans for you, they consult you. Because you are a part of the development of your repayment plan, you can get the best repayment plan suitable for you, one that you are sure you can be able to pay, a plan you know that you can pay on time and still be able to afford what you need.

Student Loan Bill Consolidation has two types: Federal and Private.
– Federal loans are funded by the US Government, they provide low interest rates. It's always advised to first apply for Federal Bill consolidation before private.
– Private student bill consolidation has higher interest rates then federal. These are handled by private companies.

There are a few requirements for student loan bill consolidation:
– You need to have graduated or should be out of school.
– You would need to be already repaying your student loans and in the stated grace period.

With student loan bill consolidation, being one loan, you're now able to track your loan. You should be able to pay your loan on time without being confused with other loans as you may have before. One important rule that you should remember is to always pay your consolidation bill on time, failing to do so would result in having it in your credit history.

When considering a consolidation company, do your research. Not all companies are reputable companies. Look for referrals or any evidence to support their creditability. It would …