Financial Advice for UK Students

This term, UK students face unprecedented levels of debt after graduation. According to Natwest Bank's research, students will complete their 3 year courses with almost £ 15,000 worth of debt. Last year a record 900 former students declared themselves bankrupt.

It's not all bad news though. According to government statistics, getting a degree will add £ 400,000 to your income during your working career, and in a recent survey, 90% of students believed the time spent at university was worth borrowing a substantial amount of money.

For those difficult first few years, we offer tips and advice for saving money, as well as some advice should your debt problems spiral out of control.

Shop around

Many universities are offering courses with tuition fees at less than the £ 3000 annual rate. At this time, Leeds Metropolitan University is currently charging just £ 2,000 a year for all of its undergraduate courses and Anglia Ruskin University is currently offering £ 2,000 in cash to all prospective full-time students who start this autumn.

Universities are chasing students as never before and many are offering discounted tuition fees, or cash back refunds if you can pay tuition fees in advance.

Shop around to find the best deal.

Study locally

One in five students study locally and live with their parents to save money, according to recent statistics. The problem with living at home though is that you will miss out on the infamous student life. It's been reported that two thirds of students who do live with their parents have never taken part in any social activities. Think carefully before opting to stay at home and study for a degree, you could have missed out on an important part of student life.

Take a part-time job

Something like 40% of students in the UK have part-time jobs to help them finance their studies. The average length of the working week is 14 hours and most students feel that their part-time jobs can help them with their future careers.

It would be better if you could find a vacation job, but in some areas this can be difficult. Avoid jobs where you have to work late or irregular hours.

Just borrow as much as you need

No one should spend recklessly whilst at university. If you later become bankrupt your Student Loan Company debts will not be written off because of government legislation. They will stay with you all your life and you will ever have to repay them.

However, banks are falling over theirselves as never before to lend money to students. If you spend sensibly, and stand a good chance of finding a well-paid job after you graduate, then you can top up your Student Loan Company money with a discount overdraft or bank loan.

Get free financial advice

If things get out of hand, do not bury your head in the sand. Contact Citizens Advice for free advice – your local NUS branch can help too.

Bear in mind that missing …

The Jason Project Takes Math and Science Education Out of the Classroom

What It Is

The JASON Project is headquartered in Ashburn, VA. Its mission is to inspire in students a life-long passion for learning in science, math, and technology through hands-on, real-world scientific discovery. It is named in the spirit of the Greek myth of Jason and the Argonauts.

For middle-grade students, JASON's real-time, interdisciplinary science expeditions offer a unique opportunity to participate in real, standards-based, multidisciplinary research directed by leading scientists.

For educators, JASON provides the content and tools to effectively teach middle-grade science. The JASON Professional Development program offers accredited online professional development courses in science, math, and non-fiction literacy instruction as well as on-site workshops and coaching to help teachers become highly qualified and make the best use of JASON programs in the classroom. In addition to the award-winning JASON Science curriculum, the JASON Professional Development offers educators a full array of online courses and onsite workshops to increase content knowledge. JASON Professional Development, supported by the National Science Teachers Association, enhances teachers' content backgrounds and provides them with the tools to help students learn more effectively. JASON Professional Development offers provide numerous classroom applications with demonstrations and hands-on learning activities.

JASON Math

Some of the many math expeditions led by the JASON project include the Mysteries of Each and Mars, From Shore to Sea, and Rainforests at the Crossroads. Each of these expeditions integrate mathematics concepts and skills with scientific themes. In addition the Math Adventures curriculum includes such activities as Geometry and Return to Titanic, and Proportional Reasoning and Disappearing Wetlands. These programs can be stand alone bedroom projects or used to complement a corresponding JASON Expedition. Students will be introduced to real researchers and their work and have an opportunity to conduct similar engaging activities in the classroom and outdoors.

JASON is committed to giving educators exciting new ways to teach standards-based mathematics. As students use our hands-on approach to solving real scientific problems, the activities challenge them to learn important mathematics skills and concepts too.

JASON Science

Both JASON Expeditions and JASON Science Adventures provide teachers with a vehicle to implement new content and instructional practice in the classroom, and:

o Make science real and relevant

o Allow students to get to know and identify with real scientists

o Introduce hands-on, technology-rich learning experiences

o Help students ask better questions, and inspire an interest in science and a lifelong passion for learning

JASON's award-winning supplementary curriculum is designed by the world's leading scientists and educators. The curriculum provide rich learning experiences using a hands-on inquiry based approach that mirrors the work of real scientists. The flexible instructional design allows for cross-curricular integration or single-subject implementation across disciplines. Not only are JASON Curricula based on national model standards for science, math, social studies, language arts, and technology; but they are also correlated to each state's standards for science. JASON is proven to enhance middle-grade student learning outcomes.
Participating Schools

Currently the JASON project includes:

o 26 Primary Interactive Network Sites (PINS) in the US, Bermuda, …