4 Reasons Why You Need Life Insurance in College Itself

Life is full of uncertainties and we can never know what life has planned for tomorrow. And students are no different in that. Even if you are a student that doesn’t mean that you are immune from the unwanted events of life. Life insurance policies protect you and your loved ones against the uncertainty of life. In case of an unfortunate event, the insurance provider helps with a lump sum amount of money helping the family to take care of financial debts and other responsibilities. Losing a child can be a heart-breaking experience for any parent and accumulated cash amount can be very helpful in such situations. Parents or loved ones may utilize this amount to help them to take care of funeral expenses, pending personal or education loans and other essential expenses. In this article, we are going to explain what is the importance of a life insurance for students and the benefits offered by various insurance providers.

Life Insurance Options for Students

Insurance providers are coming up with advantageous life insurance policies for different types of customers and students are no different. Usually, students are more into enjoying their college time than thinking of protection from unfortunate incidents. For once, it may seem irrelevant to the students, but if you go into the details, you will find life insurance is a smart buy. However, most people don’t realize the need in the early stages of their life and hence can’t buy one for them. Such policies are providing the students a useful way to take care of their study and other essential expenses.

There are multiple companies offering life insurance plans at affordable rates online. You are just requested to fill an online for the official website of insurance providers or on an insurance portal with multiple providers. Insurance representatives from different companies will reach you with top insurance quotes as per your requirement. They will patiently listen to your queries, explain all the available plan clearly and suggest the most suitable for you. Comparing the different plans for their coverage and benefits, you can choose a plan offering the maximum coverage for the best price. Also, students are considered to have a longer life-expectancy than some older buyer and are expected to live longer. Hence, insurance policies offer a cheaper insurance plan to attract younger buyers. If you are unmarried along with being a student and make you mind buying a life insurance plan, you may qualify some great discount of your insurance plan and get a premium quite cheaper than someone who is married or is working with a firm. Moreover, if you buy a life insurance plan in early stage of life, you can help your parents take a breath if relief as they won’t have to think much about the uncertainty of future.

Reasons to buy a life insurance plan for students

There are several reasons that may compel a student to a buy a life insurance for themselves. Here are a few of

21st Century Career Success

When it comes to modern career development, one thing we can all count on is change. With the advent of technology, telecommuting, and E-commerce, how work is performed is in a state of reinvention. Self-employment and small business development will become more the norm than big business. And career changes will be more frequent due to rapid changing organizations and industries. Finally, the line between one's personal and professional life will become even more blurred. Since the modern world of work is rapidly changing to keep up with the demands of our fast-paced lives and lifestyles, here are some characteristics of what the new work contract will look like:

  • Seeking more meaning from work.
  • Equating "career success" with personal satisfaction over paycheck or status.
  • Everyone will need their own "name-brand."
  • Increased use of technology.
  • Finding work that needs doing.
  • Changing in the way management and leadership is conducted (less arrogance at the top level, more power on lower levels).
  • Increased need for networking and self-marketing.
  • Lifelong "trying on" of various roles, jobs, and industries.
  • Creating a plan that is flexible, and continuously assessing the "fit" of the work.
  • Increased representation of women and minorities in the work.
  • Changing professional fields numerous times in a lifetime.
  • Self-responsibility: Everyone knows they have to chart their own career direction.

However, the 21st century career also offers many advantages:

  • More career opportunities for everyone.
  • Freedom to choose from a variety of jobs, tasks, and assignments.
  • More flexibility in how and where work is performed, ie working from home or telecommuting.
  • More control over your own time.
  • Greater opportunity to express yourself through your work.
  • Ability to shape and reshape your life's work in accordance with your values ​​and interests.
  • Increased opportunity to develop other skills by working in various industries and environments.
  • Self-empowerment mindset.
  • Allows you to create situations or positions where you can fill a need in the world that is not being filled.
  • Opportunity to present yourself as an independent contractor or vendor with services to offer.

How can you successfully navigate through the turbulent times of change and career uncertainty? By developing resiliency, exercising productivity, creating excellent self-marketing tools, keeping your skills up-to-date, and finding your unique life balance.

1. Develop resilience (the ability to bounce back).

Having the right attitude about career change is imperative to your ability to bounce back from setbacks, sudden changes, and twists and turns along your career path. You will experience a lot of career change and transitions, so you may as well get comfortable feeling uncomfortable.

2. Take a proactive approach to your career development

You must constantly be on the lookout for new ways to apply your gifts and talents in the new economy. This requires thinking creatively, actively promoting yourself / business, and being actively involved in how your career progresses. Staying involved in professional associations, and continuous networking are excellent ways to connect with other like-minded professionals.

3. Create first-rate marketing materials

Always keep your resume current. You never know when …

Do Schools Kill Creativity?

This article is based on a Ted Talk by Ken Robinson that proposals that schools kill creativity.

Robinson tells the story of Gillian Lynne, who was having a terrible time in school. She could not get her homework done and she was a disruption to her class. Lynne's mother was asked to bring her to an equivalent of a guidance counselor. As her mother and the guidance counselor spoke about all the challenges that she was having in school, Lynne literally sat on her hands.

After the session the guidance counselor and Lynne's mother left the room. However, the counselor had the idea to turn on the radio. As soon as they walked out of the room, Lynne began to get up a dance.

The counselor suggested that Lynne be put in a dance school.

Kids who start school today will be leaving the work force at least 60 years from now. However, the vast majority are being educated from a paradigm that does not even work today.

It used to be that any kids who would get a college degree could get a job. Now, only the best of the best are getting jobs.

Further, the cost of education used to be so much less expensive. However, with rising costs of education and less money available to those who graduate, the education system is not supporting killing of creativity, but it is also not successful in achieving its purpose for the masses.

The great news is that the connections that are being brought about by the Internet allow any passion and interest to become a potentially lucrative business because the Internet allows us to connect to the whole world, where in the past we could only connect with a fraction of the number of people.

Now, would I go as far as saying that Math and Literacy should not be the core components of an education system and the arts and student's passions should replace those subjects?

The short answer is that I really do not know. This is due due to my being trained in the current education system, which as Robinson points out, celebrates correct answers and shun answers that are not correct.

If we want to create children that are walking around being afraid to be wrong or feeling out of place in their own minds and their own bodies, then we can continue to head down the path that we are heading.

However, if we are willing to take a little bit of a risk, we can create a future of creative children and extraordinary results.

Gillian Lynne thrived in dance school and went up to become one of the most successful choreographers in the country.

What future will you create for our kids? …

Distance Learning – A Pattern Helping Millions

Every individual wants to take the class room experience of education. But at times, it is not possible to attend the classes for umpteen number of reasons, for example, the institute may be way distant from the place of residence; aspirant may have to engage himself or herself in untimely employment; sickness or any disease could stop the regular classes; and other miscellaneous reasons. Since learning is the thing that is a treasure for ever, one needs to to pursue certain courses and curriculum necessarily. Distance Learning mode of education introduced by universities and institutions across the globe for a very long time, helps the students in learning their intended courses along with their primary work through correspondence.

Nowadays, almost every university runs its own distance learning programs. They try to cover as many courses as possible. The number of distance learners is also great because of the availability of time and study material at their home. The advancement of technology has opened new mediums of learning like online learning and satellite learning. Now, through internet one can enroll himself in various courses around the world. Most importantly, with the help of audio and visual equipments s / he can listen and watch the lecture from the expert online.

The most beneficial feature of a distance learning course is that there is no compulsion on passing the exam in as much as time as in regular courses. Rather, there is a flexibility of at least two years to complete certain course. This helps the aspirants to a great extent because at times they may not have got proper amount of time to prepare for certain paper. Beside, all kinds of matters are communicated through correspondence. One does not need to visit the university promises time and again. Almost all of the universities keep separate distance learning directorates so that they can function independently without interference of the regular study establishments. Every year millions of students complete their courses in distance learning mode from open universities and universities. This pattern is a great help to a great number of students around the places. …

Career Change – The Best Time For Changing Careers

Is it the right time for a career change at this point in your life? That is what many people are asking themselves during a mid life crisis. I know because it happened to me, it was not just a midlife crisis that led me to change my career. It was also because of my health. Even though the doctor said that it would get worse as time passed I kept telling myself that I had a family to support. Still, I continued doing the same job day after day, until I just could not do it anymore.

If I had not changed my career when I did, I may not have gotten into the shape I am in now. Please do not do as I did and wait too long to change your career. I know how it feels when I say my job was so boring, it was almost the same thing day in and day out. It got to the point that I did not even want to get out of bed and go to work.

If this sounds like your job, then do not be afraid to end that job and set out on another adventure in your life. You say you will need schooling or training, and it is just not the right time. Let me tell you; there are many different types of classes offered at nighttime for only a couple of hours a week. I have met many who worked during the day and have gone to night classes. There are many more opportunities in today's world than ever before.

Perhaps you want to make a career change but are not sure what career will suit you. This is something that only you can decide. I was that way, so I tried a variety of fields, until I realized that I really liked writing. Now that is what I do and I am very happy with what I do.

You however, may be a lot different than I am, because what one person likes to do, another person may have a much different idea. So, you should sit down and have a long talk with yourself to figure out what you would really like to do. Set a goal for yourself and then work for your dream job. Yes, it may be a little hard on you at first, but once you get going it is so much easier.

Today is always the right time for a career change. There are many colleges and universities that realize that people do want to change their lives, so they offer online training or graduate degree programs. It does not matter what type of career you choose to partake in your venture. There is always a way that you can achieve it. …

Internship College – How to Choose One

Many students search for job opportunities during their college years to gain enough experience to be hired for a high paying job after graduation. Although it can sometimes be tough to find a job that offers this type of experience while you are still in college, it is possible.

One way to gain the experience needed to land a good job is to complete an internship college. Many students choose to complete a college internship for this reason but sometimes it can be hard choosing which one to accept. If you are lucky enough to be offered multiple internship college opportunities, you should think through each opportunity before accepting an offer.

Every internship college opportunity will offer you a different experience, so if you have multiple offers, be sure to research each company to decide which would be the best fit for you.

Another thing to take into consideration is how much each internship college will be willing to pay you. While money is not everything, if you need to earn money during your college internship, how much each one is willing to pay could be one of the main deciding factors. In addition, some internship college opportunities are unpaid, so be sure you are clear on what each is offering before accepting an offer.

If you can, take a tour of each college internship company to get a feel for where you would be working and also for the type of people you would be working with, because these are also major factors that will determine where you would be the happiest and most successful. …

Choose the Best Courses in Dublin

Dublin or “town of the hurdled fort” is the capital of Ireland. Known for its serene beauty and magnificent buildings, the city is over 1000 years old and exudes stunning architecture. Apart from vacationing, it is also a study hub for students.

For those who want to learn English language in this amazing city of Ireland, the city is a right place for you. If you are preparing for International English Language Test (IELTS), Test for interactive English (TIE) or want to study English language in a terrific environment, then you can find various schools in Dublin. All the schools are well equipped with great facilities and create learning a fun filled excitement. Almost every school provides accommodation stays or host families.

In Dublin, one can also enroll themselves in Pilates training courses. Pilates is one of the most popular exercise methods in the world. It has two key elements which are core muscle strength and spinal alignment. Pilates certification is generally divided into two: the comprehensive Pilates certification and mat certification. Along with this, there is also a plethora of advanced training. One should be physically fit as well as self disciplined to be a Pilates instructor. Today, there are many job opportunities for health and fitness instructors. There are many health and fitness school in Dublin offering Pilates teacher training courses.

Started in 1975, Dublin City University (DCU) is one of the best universities in Dublin which offers plethora of courses such as science and technology, business, electrical engineering and computer science studies. DCU has a selection of faculties’ containing individual schools. The main areas are the Faculty of Engineering & Computing; Faculty of Science & Health; Faculty of Humanities & Social Science and DCU Business School.

Apart from providing wide range of courses, DCU also has top class facilities such as student accommodation. It mainly consists of apartments which have largely spacious ensuite rooms and shared living areas. For the ultimate recreation, it also presents plethora of services such as 25 meter swimming pool, 75 meter indoor running track, astro-turf & glass pitches, squash and handball courts, rock climbing hall and a high tech gym. The university also has numerous research centers which are involved in various national and international projects. With access to over 100 academic databases, the DCU library is one of the best in the country. It also has helix theatre, the center for talented youth and other retail outlet for the utmost convenience of the students. To conclude, Dublin is definitely a great place to study.…

Is Testing Or Programming a Good Career Option?

Software Tester or Software Quality Assurance Engineer profession came into existence in early nineties. There was no job in the IT industry for software testing prior to early nineties, but now the new jobs are steadily emerging all across the globe.

The graph for the software testing professionals has soared much higher than anyone can guess. It is interesting to know that there is no undergraduate degree course for the software testing in the accredited colleges. Here, if you want to get trained in this field, then there are just a few small voluntary schools available in some areas. And, these non-accredited schools fill the vacuum of thousands of the professionals in demand by the top-notch software companies. Among the software testers working for the big software giants, there is a major ratio of the professionals, who do not have a degree either in computer science or related fields, such as Mathematics or Electronics. The reason behind this is that one can be an excellent tester even if he or she has a professional or educational background in subjects such as languages, biology, health sciences, mechanical sciences, music, accounting, psychology or economics and so on. If you have done a short-term programming course, your chances of getting higher salaries increase manifolds. The companies prefer the candidates with knowledge of programming because a software tester with basic programming skills helps the companies to save time and efforts on re-programming.

Do you know why software testing has become so attractive to the aspirants from all other fields, striving to enter the computer industry? Here are the reasons:

The knowledge and professional experience in the subject

People with background in microbiology, pharmaceuticals, medicine, and biochemistry fields made the best software testers for companies operating as software for pharmaceutical, healthcare, and medical research companies. Here, a working knowledge of professional area in the subject will produce a better tester than a computer professional, who has in-depth knowledge and skills of computer programming. To become a better software tester, the programming skills do not count as much as the professional skills and good knowledge of the subject does. You will find hundreds of software testers with experience of accounting, banking, finance, statistics, or economics.

It is easy to learn the profession
What all required to be a professional software tester is hard work and determination to learn the required skills. People with good aptitude and understanding can learn it with 100 to 150 hours of training. Although, there are thousands of professional software testers in the market, who have not even taken a formal professional training of software testing. You are required to have sound knowledge of your chosen subject and the basic computer skills to perfect yourself in the profession of software testing. However, a short-term course in programming will help you to find the errors and rectify them yourself and will help the company to save its productive time and efforts.

Age is not a factor of much concern
The age is not …

My Teen's Hobbies Scare Me

A recent study at Indiana University showed a direct relationship between playing violent video games incessantly over an extended period of time and a consequent change in brain regions associated with cognitive function and emotional control.

So how do we help teens make better decisions in the hobbies that they choose , the amount of time they spend on each one and who they spend the time with?

5 Rules For Healthy Hobbying.

1. 33.3 – 33.3 – 33.3 – Divide the time into thirds.

One third should be whatever they want (within reason).

One third should be something you decide together (something generative; ie music, dance, comedy, martial arts, a book club, public speaking, etc.)

One third should be something outdoors; scouts, walking, hiking, being with the pooch … something physical and electronics free.

2. Let them make these decisions.

Think of your concerns. Write them down. "Sell" it to them and if it does not work find an argument they will agree with: if you do x and y you can do z and I will not give you any justification for the 33.3% of your time. They have to buy in to this program for it to work.

3. Be their parent. Most of my student clients tell me what they want most of their parents is not a friend or a judge or jailer but a sounding board that is there when they need them, who lets them make mistakes and learn from them (within reason) and believes in them to figure it out.

4. Set Limits . The parents laws should not be broken but a child should be allowed to rise above the law. In one of my classes a "fun" exercise was getting long in the tooth for me but the students loved it. I suggested that we do it once in a blue moon. A few weeks later one of the students raised his hand and said: "This is the second moon of the month", so we did the exercise. I also pointed out that he had followed my rules and used them to get what he had wanted.

5. Do not sweat the studies . If we worry about every potential danger ahead of us, we will never leave our house and most kids today do not, so what message are we sending them? Do not sweat the friends. If you follow rule # 1 they will find a wider selection of friends outside of the scary stuff. Nothing makes an undesirable friend more interesting than your approval.

A parent was voicing his concern to me again about his child and a habit he thought my client had continued, a habit that I had not put on the list above. I asked my client what his thoughts were about his Father's concerns (we knew he was no longer indulging that habit at that time); His reply was " I can not be responsible for the fears of my parents ".

So