Home School Education Through Curriculum Content

Homeschooling has now a support that it never had before. Curriculum has changed, and the number of parents choosing homeschooling has increased over the years. As of 2003, more than 1,000,000 students were being homeschooled, which equaled about 2.2 percent of all students. Traditional schooling has always provided students with set curriculum. A student's learning abilities were not taken into consideration; it's always been a "one size fits all" curriculum. That's where homeschooling stepped in providing the opportunity for a customized education.

The choices for homeschooling curriculum include typical textbooks to digital curriculum and everything in between. CompleteCurriculum.com stimulates independent thinking with its digital curriculum in Math, Language Arts, Social Studies, and Science for grades K-12. It takes the student outside of the norm of a classroom and introduces them to a new world of learning by helping to stimulate them in the following areas:

Independent Thinking

Traditional classrooms which are dictated by set state curriculum stifles a child's ability to think independently. Complete Curriculum allows a child to move forward by creating an environment where custom textbooks can be created to meet the needs of each student at the level that fits those best.

Concentration

The education grade level content provided by Complete Curriculum helps to stimulate the student's ability to concentrate. Some students benefit from smaller, quieter settings which can not be provided in the typical classroom finding larger typical classroom distracting and somewhat stressful. Homeschooling provides a controlled environment where a child can concentrate more easily, also allowing for a smaller group setting if so desired. This increased level of concentration increases a student's testing skills and performance.

Decision-Making

Traditional classroom settings make it somewhat difficult for a student to develop this important skill. Because of the controlled class and schedule, the student simply follows the rules, the teacher, and everyone else, leaving no room for decision-making or choices. Homeschooling allows the teacher or parent to develop this skill through balanced curriculum, and equips the student in dealing with negative peer pressure.

Time Management

Traditional classrooms consist of scheduled days. Math occurs at a particular time, following by recess, followed by Language Arts, followed by lunch, etc. The homeschooling environment helps to develop time management skills in academies and recreational activities. …

Seniors Are Carrying Record Sums of Education Debt Into Retirement

One of the challenges for financial planners in dealing with Baby Boomers approaching their actual (rented-for) retirement dates has to do with assisting them in addressing their of-substantive debt loads. Carrying debt has long been a fact of life for Americans, as taking out loans to pay for life's "finer things" has become not only more fashionable, but a standard practice. Gone, for example, are the days when significant numbers of people would expect to wipe out their home mortgages before they actually retire; a desire to continue to improve the size and quality of one's residence, as well as the temptation to cash in on the accumulated equity in order to buy this or that, have made carrying a mortgage into retirement now typical for so many entering their Golden Years .

Well, as it turns out, it's not just mortgages, car loans, and credit card balances that individuals approaching retirement are seeing fit to keep as a part of their financial profiles; add education-related debt to the list, as well. That's right, I said education debt. It's not, however, what you may be thinking. I'm not talking about Boomers who are still working to pay off school loans that they took out as undergraduates, or even loans they took out more recently when they decided to return to college as working adults. The education-related debt plaguing a growing number of retirees and near-retirees pertains to the loans that they took out to assist children and grandchildren with the costs of their education.

According to the LIMRA Secure Retirement Institute , adults in the age category of 65 to 74 are currently carrying almost six times more education debt than they were 25 years ago. Up significantly over the recent decades, education-related debt now represents roughly 15 percent of the total installation debt retirees are taking with them into retirement. For so-called pre-retirees, in the age category of 55 to 64, the picture is uglier, with education debt now representing 30 percent of the total in installation debt they're lugging around. The weight of these obligations is only going to compound the financial difficulties now facing retirees, who are already carrying record amounts of other debt with them into the land of fixed imports.

The fact is that as the financial circumstances for so many in America remain very challenging, more people are going to have to re-think just how it is they hope to assist younger family members in meeting the expenses associated with higher education. While it's nice, on the one hand, that a lot of older Americans are very willing to take on this kind of debt for the benefit of children and grandchildren, the reality is that this is not a sustainable financial profile with which to enter retirement. The answer, in part, may be for the "seasoned" members of the family to engineer broader discussions with children over how education-related expenses should be met. As younger family members are approaching college age, it may …

Starting Your Career As a Green Card Lawyer

A green card lawyer represents the clients who want to obtain a permanent residency visa in the United States and also deals with the conflicts arising in the process. Almost 50,000 visas are granted every year to the people who wish to study, work and live in the US by the United States authorities.

Green card lawyers specialize in the immigration law and have a perfect knowledge of the complexities and legal issues arise while obtaining a green card. It is the dream of many people to live in a US and is there before they all seek help from a green card lawyer, so making it a very rewarding profession.

1. The first step in getting admission into a law school to fulfill your dream to become a lawyer is to obtain your bachelor's degree. If you are still in a college or university, doing your bachelorer, make sure that you end up with a good overall GPA. A good GPA is vital for getting admission into a law school.

2. The second essential condition for admission in a law school is to pass the Law School Admission Test (LSAT). Your high GPA and the score of LSAT determine your admission chances in a law school. You can get all the required details about the test and registration process on the website of the Law School Administration Council (LSAC). You can retake the test in order to improve your score.

3. Once admitted to a law school, you need to start working really hard from the beginning. Spend much of your time in library doing some independent study. Read and study the law cases related to green card matters. Also choose the subjects that are related to immigration law. If you get an internship with a licensed green card lawyer, that will be a huge bonus for you.

4. Tuition fees are usually high in law schools. So, you have to plan a financial backup for your studies. You can go for scholarships with good academic records. Otherwise it is best to get student loan.

5. Graduate from the law school and obtain your JD degree. Now is the time to review everything which you have learnt by now in order to pass the bar exam. You have to pass this exam in order to earn your license.

6. Clear the exam and get the license to start your career as green card lawyer.

7. The next step is to advertise you. The best way is to start with online lawyer directories. Choose some popular online lawyer directories and get listed as a green card lawyer. Another best option is to ask the American Bar Association to add your name as a green card lawyer in its online database. You can also visit immigration office in your area and tell people that you work as a green card lawyer. Give them your business card and ask them to visit for a free initial consultation. …

How I Gave Birth, Almost Died and Lived to Tell About It

This is a quick disclaimer – Before you read this, please understand that there are some areas that some may consider graphic. The squeamish might appreciate the warning. My personal story below is intended for informational purposes only.

“What doesn’t kill you makes you stronger.” This is the thought that kept going through my mind as I lay on an emergency room gurney just days after giving birth to my daughter. That, and how and why is this happening?

I’m getting ahead of myself. Let me start over…

The day I found out that I was pregnant, it was 2008 and I was getting ready to go to work. I remember that I was wearing a bright yellow and white floral dress topped with a white cropped cardigan. After work, I was going to see the new Sex and the City movie with my girlfriends. Knowing that there would probably be a Cosmo or two in my future, I added, “take a pregnancy test” to my morning routine. I wanted to check that it would be safe to drink an adult beverage. Call it intuition. (I’m a Charlotte, by the way.)

As soon as I see that pink plus sign, I jumped on my sleeping husband waving around the pee stick and screaming, “I’m pregnant!” We had officially started trying for a baby six months prior and I figured that after years of birth control pills it would have taken longer than it did, but there we were, pregnant. I was going to be drinking water at the movies.

My pregnancy was uneventful, save for the fact that I developed gestational diabetes. I pretty much figured that this would be the case due to many factors, my age, weight, and genetics. I ended up being prescribed medication to help control that aspect.

I was 35 when I was going to deliver. Because I was considered a high-risk pregnancy, my doctor scheduled a time for me to come in to induce labor with Pitocin.

On Friday, January 30, 2009, I spent the day going through labor. The doctor came in periodically to check how far along I was. Near the end of the day, the doctor explained that my baby was “sunny side up” otherwise known medically as occiput posterior or OP position. She tried reaching in and manipulating the position, but my stubborn baby was not having it, and her heartrate would drop.

After discussing with my doctor, I opted for a caesarian section to avoid stressing the baby out any more than was necessary. After a quick prep for surgery, I was whisked away to give birth. It seemed like it took only a few minutes and before I knew it, my daughter, Olivia, was born at 8:50pm.

I couldn’t hold her as my arms were strapped down, which I guess is common practice during surgery – no flailing about and keeping a sterile environment. I had to wait for the doctor to close me up. Once I was …