Learning Pays – Paying For Your Investment Education Or Doing it Yourself

It is perhaps a weakness of humans that we always think someone else knows better. Is that why many people are persuaded to hand over more than $ 5,000 to learn one area of ​​investing that is quite learnable through other (less expensive) means? This could also explain why around 250,000 Australians have been persuaded to buy new units at over-the-market prices (mostly on the Gold Coast) in the last ten years through over-hyped free seminars.

True, some areas of investing are complex. Take wraps (vendor finance) for example. Get this deal wrong and you could be left with a house valued at less than the market price or some type of legal entanglement. It would pay to learn about the ins and outs first.

Often what draws us into expensive education is the notification that certain people hold the 'secrets' to wealth and passive income, and we want to know the secrets too. They have created massive wealth themselves (usually a by-product of their shepherd persistence) and now they teach others. This topic is divided, but here is one helpful opinion from Michael on property investing.com forum:

There are many seminar spruikers out there that purport to do many things. I've reiterated the necessity of doing some solid due diligence including asking for student references from those who've successfully used the strategies being taught (and be careful that is not someone in the direct employ of the company) and have a solicitor go over any JV (that is, Joint Venture) agreements to ensure your position is protected and that you have legal recourse in all instances, especially in things like profit splits, responsibilities, liabilities and that its clearly documented in all areas. "

Others believe that $ 5,000 and ongoing costs is money well spent to shorten your learning curve. The course the forum was discussing was a property options course, and one gentleman commented that a good property lawyer with knowledge of options could explain it for a fraction of the cost. There is also a book / CD on the subject, Options Made Simple, by Rob Balanda.

I do not believe that education will prevent you making mistakes as you go from novice to expert investor. Any path to wealth is one negotiation with steps backwards as well as forwards, and it is your response to these challenges that really determinates your ultimate level of success. Read up on any multi-millionaire and you will find that they failed at least once before they had major success. With all his great mentoring from his Rich Dad, even Robert Kiyosaki had to close his once successful surf business, and start from nothing again before he went onto success in training and wealth education.

On the other hand, it is important to get some knowledge before jumping in. For example, as a novice I might be buying a big block and thinking of doing a subdivision. In my research, I would buy a comprehensive manual on subdivisions, search all the …

Hospice Nursing: An Overview of Hospice Nursing As a Career Choice

What Hospice Provides:

The concept of Hospice is to give care, comfort, support, and medical treatments to patients for their end of life care. Generally a Hospice patient stays in their own home or their caregivers place of residence. Sometimes treatment for the patient may need a move to a long-term care facility or hospital. The comfort and care given by the Hospice staff centers on quality treatments, pain management and dignity in the patient's last days. A variety of resources are also available for the family before, during, and after the passing of their loved one.

Education Required:

Prior to employment as a Hospice Nurse, completion of a Registered Nursing program is required, either an ASN (Associate Degree in Nursing) or BSN (Bachelor of Science in Nursing). Individuals interested in Hospice must have a minimum two years as an RN in a Hospice based nursing environment, then a skill exam must be taken and passed. The proficiency exam is a competency certification test required by the National Board for Certification of Hospice and Palliative Nurses. Finally, along with an ASN or BSN, National Certification exam, the nurse will receive specialized training specific to Hospice Care. The nurse will take courses in pain and symptom management; end-stage disease processes; psychological and spiritual care for the patient and family. Additional courses that are given are ethical and legal issues, and communication strategies dealing with patients, families, and other Hospice Team Members.

Job Description:

Hospice Nurses essentially do the same duties as other nurses. The exception to this type of nurse is traveling, this may include the hospital, long-term care facility, patients home, or caregivers home. Hospice Nurses are the eyes and ears for the interdisciplinary team they are part of. Physicians, Social Workers, Counselors, Pharmacists, Medical Equipment Suppliers, Spiritual Support, as well as the family create a group of team support for the patient and their treatment. A nurse must have a compassionate disposition, caring, and patience to make sure end of life care is as dignified and comfortable for the patient and family as possible. Choosing a career in Hospice Nursing takes a person who understands and accepts that their job is not to make a person better or rehabilitated, it is to give dignified end of life care. Visits with the patient consist of observing the patient's vital signs and pain level, recording and reporting any new issues, administering medicines if required, and providing overall emotional support to the patient and family. The Hospice Nurse also collaborates with the physician, social workers, nursing case managers, spiritual and psychological providers.

Employment Hospice Choices:

General Nurse : Typically this type of nurse visits the patient within their own home or caregivers place of residence. Some patients may have moved from their home and live in assisted living, long-term care, or a foster care facility.

Palliative Care Nurses : This type of Hospice nursing is typically seen in hospitals, long-term care facilities and rehabilitation centers where there is a longer life expectancy …

Don’t Chase Career Fulfillment, Catch It

When I am writing (and in a creative groove), I have no concept of time. When I conduct statistical analysis for my research (and results are interesting), I forget to sleep. When I speak to a group (and really connect with the audience), I forget that I am introverted. Does this sound odd, or can you relate? Have you ever been so engaged with your task that you lose track of time, any sense of hunger or fatigue? If so, you have achieved a state of flow.

The psychologist Mihaly Csikszentmihalyi coined the term “flow” to describe the state people achieve when they are so enjoying what they are doing that they become completely absorbed in an activity. Flow occurs when your skill-level and challenge-level are both high – and it is the key to happiness according to Csikszentmihalyi and his colleagues.

If you’ve never reached this in your career, I want you to enjoy this heightened state of fulfillment. Many people do. You can too.

How do you get there? The keys to experiencing flow are opportunities to use your skills at a high level at a high-level challenge. Both of these, your skills and the challenge, are within your control. When considering your skills, try to identify your natural abilities. What are your talents? Your natural abilities, when leveraged and practiced over time, can become your high-level skills. When considering your level of challenge, you want to push yourself without setting unattainable goals. You want to maintain the efficacy and confidence that you can — and will — be successful. If your challenge is too low for your skill-level, you’ll be bored. I’m sure we’ve all experienced that at some point in our careers.

What income generating experience can you create for yourself that would leverage your skills on a stretch challenge? You can start a new career act (e.g., a new business or project, a profitable hobby ), one that leverages your skills at a high-level, to offer you a commensurate high-level challenge.

The greatest barrier holding us back from finding career acts that will bring us to this state of flow is the perception that we don’t have enough time to start something new. Time, however, is often embedded in perception rather than reality. How many hours per week do you work? Those who are most happy with their careers often have difficulty answering the question with accuracy or full confidence. They value their time but often don’t count the hours they work. Not surprisingly, many talk about enjoying themselves and losing track of time. AKA “flow”.

In researching the careers of many people who are both truly happy and financially-secure in their careers, they share this concept of flow across their income-generating career acts. They enjoy the emotional buzz of doing what they enjoy and continually shed the aspects of their multiple-act career they do not find fulfilling. Flow is a state you’ll experience, but the career that brings you to this state is a …

Japanese Food – Five Dishes for Newcomers

Japanese food, once little more than a niche occupant in the greater scope of American cuisine, has become increasingly popular in recent years. The harmony of flavors and lightness emphasized in the typical Japanese dish appeals to the palettes of many in the United States, where heavy and often deep fried foods have long dominated the market. Many people remain reluctant about exploring this aspect of ethnic cuisine, however, for fear that they’ll find something on their plate which appears as though it came from the Iron Chef. This is far from the truth! The intent of this article is to introduce readers to a variety of different Japanese dishes, that they might go out and try something new without fear of what they’ll be eating.

Domburi: This dish is quite simply a bowl of rice adorned with some sort of topping. A variety of toppings are popular in Japan, many of which have successfully migrated across the Pacific and into American restaurants. One example of this dish is oyakodon, which uses both chicken and egg for its topping. Another sort of domburi, gyudon, is beefy in flavor and more popular in Japan as fast food. Those of you who are especially outgoing tasters might like to sample unadon, a type of domburi wherein strips of grilled eel coated in a thick soya sauce are used to top the rice bowl.

Ramen: This soup dish has been a staple of the American college student’s diet for years. Wildly popular around the world, ramen is to the Japanese what a burger and fries are to your average United States native. Ramen comes in a variety of bases and is best recognized for its long, slender noodles. Complimenting these noodles are such ingredients as dumplings, pork, miso (fermented soybeans) and soya sauce. It’s interesting to note that ramen originated in China, rather than Japan, but the dish is almost always associated with the latter source nowadays.

Sashimi: This dish is often mistaken for sushi by those still new to the realm of Japanese cuisine. Although it is often presented artistically, the fact remains that sashimi is raw fish, a truth which turns the stomach of many a squeamish American. Several types of sashimi are served, the most popular of which is probably tuna. Diners should be lend particular attention to the scent when partaking of this dish. The fish used to prepare sashimi must be exceptionally fresh and as such, it should be devoid of any fishy scent.

Sushi: Perhaps the most well-recognized of all Japanese dishes, sushi has become particularly popular in trendy regions of the United States. It is served in too many variations to list completely in the space of this article. To be considered sushi, however, the dish must contain rice that has been prepared with sushi vinegar. The most recognized form of sushi is probably norimaki, or sushi rolls. These rolls contain sushi rice and various sorts of seafood rolled in sheets of dried seaweed. Norimaki often …